1159 Monroe Ln, Topsail Beach (Holly Ridge), NC 28445 Property Records

Pender County property record for 1159 Monroe Ln, Topsail Beach, NC 28445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,536 sqft · built 1992
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on File
Last Sale	$367,000 (Jun 2017)
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`4213-70-5942-0000`

Property Details

APN / Parcel Number

Primary APN	`4213-70-5942-0000`
Alternative APNs	`400976079` `976079`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cottage
Exterior Material	Wood
Roof Type	Gable/Hip
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Deck Area	32 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	400976079
Street Address	1159 MONROE LN
City	TOPSAIL BEACH
State	NC
Zip	28445-6958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	L 5,PB 24/71 M & L SUBDIVISION
Legal Subdivision	M & L SUBDIVISION
Legal Lot Number	5
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1052
Census Tract	920106

Owner

1159 Monroe Ln is owned by an individual who bought it in June 2017.

Source: Pender County records, as of January 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2241 GIDEON GROVE CHURCH RD, STOKESDALE, NC 27357-8081
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2017 · Amount on File
Deed Sale	Jun 26, 2017 · Amount on File
Deed Book / Page	4645 / 2887
Prior Transfer Date	Aug 1, 2005
Prior Transfer Doc	0027380006
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 26, 2017
Property Address	1159 MONROE LN, TOPSAIL BEACH, NC 28445
Document Number	0046452887
Book / Page	004645 / 002887
Instrument Date	Jun 13, 2017
Instrument	20025409
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2241 GIDEON GROVE CHURCH RD STOKESDALE NC 273578081, STOKESDALE, NC 27357-8081

Mortgage

Document Number	46452890
Date	Jun 26, 2017
Book Page	004645/002890
Instrument	20025410

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1159 Monroe Ln was $3,420.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	Topsail Beach Town
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,420.00	$845,626 Land $547,375 Building $298,251	$845,626 Land $547,375 Building $298,251
2023		$412,069 (-) Land $160,453 Building $251,616	$412,069 (-) Land $160,453 Building $251,616
2022	$3,039.00	$412,069 Land $160,453 Building $251,616	$412,069 Land $160,453 Building $251,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1159 Monroe Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 2,399 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2,712 units insured incl. 313 condo units
Nearby Flood Claims	661 (1986–2024)
Claims Outside the SFHA	6 of 661
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 385 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 82 claims Hurricane Fran, Sep 1996 · 103 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1159 Monroe Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TOPSAIL BEACH serves 3,495 people · EPA ID NC0471020
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20