Santa Cruz County property record for 1159 Fanning Grade, Ben Lomond, CA 95005
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 1 bd · 1 ba · 1,257 sqft · built 1983 |
| Lot Size | 1.32 acres (57,630 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $802,000 (Apr 2024) |
| Tax Bill | $5,033 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-121-03 |
| Primary APN | 078-121-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,257 sqft Gross Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 57,630 sqft |
| Terrain | Steep |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 1159 FANNING GRADE |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | R-1-1AC |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 120301 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8820 SUNSET AVE, FAIR OAKS, CA 95628-6326 |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Prior Sale | Nov 22, 2013 · Amount on Record |
| Deed Document Number | 20247535 |
| Last Transfer Date | May 30, 2024 |
| Transfer Doc | 0000010567 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 23, 2024 |
| Property Address | 1159 FANNING GRADE, BEN LOMOND, CA 95005-9222 |
| Document Number | 0000007535 |
| Instrument Date | Apr 17, 2024 |
| Instrument | 2024-0007535 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $882.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1155 FANNING GRADE, BEN LOMOND, CA 95005-9222 |
| Document Number | 0000007536 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024-0007536 |
| Name | THE TURNKEY FOUNDATION INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $417,201 (+2%) Land $253,858 Building $163,343 | |
| 2025 | $5,033.00 (+372.58%) | $409,020 (+362.85%) Land $248,880 Building $160,140 |
| 2024 | $1,065.00 (-1.02%) | |
| 2023 | $1,076.00 (+2.28%) | $88,370 Land $88,370 |
| 2022 | $1,052.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1980–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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