1159 Elfin Forest Rd E, San Marcos, CA 92078 Property Records

San Diego County property record for 1159 Elfin Forest Rd E, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,480 sqft · built 2004
Lot Size	2.42 acres (105,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (May 2018)
Tax Bill	$8,269 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-630-08-22`

Property Details

APN / Parcel Number

Primary APN	`223-630-08-22`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,480 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	105,740 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1159 ELFIN FOREST RD E
City	SAN MARCOS
State	CA
Zip	92078-1077
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 1 US 82PER DOC03-1442989&UND INT IN PHASE 3 TR 014606
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014606
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	20043

Owner

Source: San Diego County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1159 ELFIN FOREST RD E, SAN MARCOS, CA 92078-1077
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 8, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 15, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	Oct 12, 2004 · Amount on Record
Deed Document Number	2018195574
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1159 ELFIN FOREST RD E, SAN MARCOS, CA 92078-1077
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 ELFIN FOREST RD E, SAN MARCOS, CA 92078-1077

Mortgage

Document Number	0000236492
Date	Aug 31, 2023
Instrument	2023-0236492

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1159 ELFIN FOREST RD E, SAN MARCOS, CA 92078-1077
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 ELFIN FOREST RD E, SAN MARCOS, CA 92078-1077

Mortgage

Document Number	0000272139
Date	Apr 8, 2021
Instrument	2021-0272139

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2018
Property Address	1159 ELFIN FOREST RD E, SAN MARCOS, CA 92078-1077
Document Number	0000195574
Instrument Date	Apr 30, 2018
Instrument	195574
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1159 ELFIN FOREST RD E SAN MARCOS CA 920781077, SAN MARCOS, CA 92078-1077

Mortgage

Document Number	195575
Date	May 15, 2018
Instrument	195575

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,484 (+2%) Land $363,841 Building $210,643
2025	$8,269.00 (+7.54%)	$563,220 (+4.04%) Land $356,707 Building $206,513
2023	$7,689.00 (+0.62%)	$541,351 Land $342,856 Building $198,495
2022	$7,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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