1159 Cifax Rd, Forest, VA 24551 Property Records

Bedford County property record for 1159 Cifax Rd, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,744 sqft · built 1985
Lot Size	4.14 acres (180,338 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Apr 2026)
Tax Bill	$2,059 (2026)
Deeds & Mortgages	Aug 2024 Line of Credit Nov 2006 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`97 A 37A`

Property Details

APN / Parcel Number

Primary APN	`97 A 37A`
Alternative APNs	`9705000` `507126`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,744 sqft Living Area
1st Floor Area	1,960 sqft
Basement Area	1,960 sqft
Unfinished Basement	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	180,338 sqft (4.14 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	156 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1159 CIFAX RD
City	FOREST
State	VA
Zip	24551-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RT 643
Legal Subdivision	CONTAINING 4.135 ACRES
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	1
Census Block	1009
Census Tract	30204

Owner

1159 Cifax Rd is owned by two individuals who bought it in April 2026.

Source: Bedford County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	159 CIFAX RD, FOREST, VA 24551
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Nov 16, 2006	Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA
Apr 3, 2026	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 6, 2024	Intrafamily Transfer, Transfer
Mar 27, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Deed Document Number	20262949
Prior Transfer Date	Apr 25, 2024
Prior Transfer Doc	0000003446
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1159 CIFAX RD, FOREST, VA 24551-3719
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240006647
Date	Aug 21, 2024
Instrument	240006647

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1159 CIFAX RD, FOREST, VA 24551-3719
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060017734
Date	Nov 16, 2006
Instrument	060017734

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 24, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 3, 2026
Property Address	1159 CIFAX RD, FOREST, VA 24551-3719
Document Number	0000002949
Instrument Date	Apr 1, 2026
Instrument	20262949
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,670.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000002950,
Date	Apr 3, 2026
Instrument	20262950

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	May 6, 2024
Property Address	1159 CIFAX RD, FOREST, VA 24551-3719
Document Number	0240003446
Instrument Date	Apr 25, 2024
Instrument	240003446
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 CIFAX RD, FOREST, VA 24551-3719

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Mar 27, 2018
Property Address	1159 CIFAX RD, FOREST, VA 24551-3719
Document Number	0180002700
Instrument Date	Mar 23, 2018
Instrument	180002700
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 CIFAX RD, FOREST, VA 24551-3719

Mortgage

Document Number	0180002701
Date	Mar 27, 2018
Instrument	180002701

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1159 Cifax Rd was $2,059.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,059.00	$502,400 (-) Land $100,100 Building $402,300
2025	$2,059.00	$502,400 Land $100,100 Building $402,300
2023	$2,059.00 Additional exemption filed	$251,200	$502,400 Land $100,100 Building $402,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1159 Cifax Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1159 Cifax Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,200 / 50

May also be available: Verizon.

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