11588 Oscar School Rd, Temple, TX 76501 Property Records

Bell County property record for 11588 Oscar School Rd, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1984
Lot Size	2.88 acres (125,453 sqft)
Owner	Individual Name on Record
Last Sale	$332,221 (Mar 2024)
Tax Bill	$4,251 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0447330500`

Property Details

APN / Parcel Number

Primary APN	`0447330500`
Alternative APNs	`230514` `96744`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	125,453 sqft (2.88 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Deck Area	100 sqft
Canopy	1,286 sqft
Storage Building	1,360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	11588 OSCAR SCHOOL RD
City	TEMPLE
State	TX
Zip	76501-7220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0009BC A DUGGINS, 28-5, ACRES 2.89
Legal Subdivision	A DUGGINS
Legal Block	3
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	3
Census Block	3017
Census Tract	20102

Owner

Source: Bell County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11588 OSCAR SCHOOL RD, TEMPLE, TX 76501-7220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage BEAZER MORTGAGE CORPORATION
Mar 26, 2024	Vendor's Lien, Transfer · FHA Mortgage MLD MORTGAGE
Feb 8, 2024	Warranty Deed, Transfer MCKNIGHT TITLE
Apr 4, 2023	Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Feb 8, 2024
Deed Document Number	202412494
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Apr 1, 2026
Property Address	11588 OSCAR SCHOOL RD, TEMPLE, TX 76501-7220
Document Number	0000015521
Instrument Date	Mar 26, 2026
Instrument	202615521
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11588 OSCAR SCHOOL RD, TEMPLE, TX 76501-7220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015521,
Date	Apr 1, 2026
Instrument	202615521

Lender

Name	BEAZER MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 26, 2024
Property Address	11588 OSCAR SCHOOL RD, TEMPLE, TX 76501-7220
Document Number	0000012494
Map Reference	VOL 4301 PG 298
Instrument Date	Mar 25, 2024
Instrument	2024012494
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	MCKNIGHT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11588 OSCAR SCHOOL RD, TEMPLE, TX 76501-7220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012495
Date	Mar 26, 2024
Instrument	2024012495

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 8, 2024
Property Address	11588 OSCAR SCHOOL RD, TEMPLE, TX 76501-7220
Document Number	0000005451
Instrument Date	May 3, 2023
Instrument	2024005451
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCKNIGHT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 W HIGHWAY 14 # 1759, 1759, SPEARFISH, SD 57783-1148

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 4, 2023
Property Address	11588 OSCAR SCHOOL RD, TEMPLE, TX 76501-7220
Document Number	0000013932
Instrument Date	Mar 31, 2023
Instrument	2023013932
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	NOT AVAILABLE, MAVERICK TTL OF TX DBA TX TT

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6068 NORTHVIEW CT, AUBREY, TX 76227-7002

Mortgage

Document Number	0000013933
Date	Apr 4, 2023
Instrument	2023013933

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9%
Index	Other
Margin	4
Max Rate	12%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Rogers Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,251.00 (+14.27%)	$275,991 (+6.35%) Land $154,507 Building $121,484	$275,991 (+6.35%) Land $154,507 Building $121,484
2023	$3,720.00 (+2.51%)	$259,523 Land $111,157 Building $148,366	$259,523 Land $111,157 Building $148,366
2022	$3,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BELL WSC serves 4,287 people · EPA ID TX0140118
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SOS Communications Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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