11586 N Tower Rd, Byron, IL 61010 Property Records

Ogle County property record for 11586 N Tower Rd, Byron, IL 61010

Property Summary

Property Type	Rural Home
Details	2,664 sqft · built 2010
Lot Size	10.1 acres (441,263 sqft)
Owner	2 Individual Names on File
Last Sale	$483,000 (Aug 2019)
Tax Bill	$11,502 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-07-100-018`

Property Details

APN / Parcel Number

Primary APN	`05-07-100-018`

Interior

Stories	2 Stories
Building Area	2,664 sqft Living Area
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	441,263 sqft (10.1 acres)

Location & Zoning

Street Address	11586 N TOWER RD
City	BYRON
State	IL
Zip	61010-9619
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT S2 S2 NW4
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2089
Census Tract	960700

Owner

11586 N Tower Rd, a rural home, is owned and occupied by two individuals who bought it in August 2019.

Source: Ogle County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11586 N TOWER RD, BYRON, IL 61010-9619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK
Aug 6, 2019	Warranty Deed, Transfer · Conventional Mortgage BYRON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2019 · Amount on File
Deed Sale	Aug 6, 2019 · Amount on File
Prior Sale	Dec 10, 2009 · Amount on File
Deed Document Number	20194310
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	11586 N TOWER RD, BYRON, IL 61010-9619
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004828
Date	Aug 19, 2022
Instrument	202204828

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	11586 N TOWER RD, BYRON, IL 61010-9619
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007957
Date	Oct 19, 2020
Instrument	202007957

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Aug 6, 2019
Property Address	11586 N TOWER RD, BYRON, IL 61010-9619
Document Number	0000004310
Instrument Date	Aug 2, 2019
Instrument	201904310
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$724.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11586 N TOWER RD, BYRON, IL 61010-9619

Mortgage

Document Number	0000004311
Date	Aug 6, 2019
Instrument	201904311

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11586 N Tower Rd was $11,502.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,502.00	$163,851 Land $13,959 Building $149,892
2023		$134,382 Land $11,867 Building $122,515
2022	$8,828.00
2021			$356,544 Land $24,573 Building $331,971

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11586 N Tower Rd in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	40 (1994–2017)
Claims Outside the SFHA	4 of 40
Most Recent Claim	Jan 2017 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 2010 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11586 N Tower Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AaroBand Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, LR Communications, T-Mobile.

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