11586 McLeod St, Spring Hill, FL 34609 Property Records

Hernando County property record for 11586 McLeod St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,713 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$154,300 (Nov 2004)
Tax Bill	$1,166 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-223-18-3538-0000-7020`

Property Details

APN / Parcel Number

Primary APN	`R32-223-18-3538-0000-7020`
Alternative APNs	`01522882` `1522882`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,713 sqft Living Area
1st Floor Area	1,714 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	348 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01522882
Street Address	11586 MCLEOD ST
City	SPRING HILL
State	FL
Zip	34609-9204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLINGTON AT SEVEN HILLS PH 7 LOT 702
Legal Range	18E
Legal Township	23S
Legal Section	32
Legal Subdivision	WELLINGTON AT SEVEN HILLS PH 7
Legal Lot Number	702
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	40913

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11586 MCLEOD ST, SPRING HILL, FL 34609-9204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2004 · Amount on Record
Deed Sale	Nov 23, 2004 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	2004086568
Deed Book / Page	1932 / 1654
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	11586 MCLEOD ST, SPRING HILL, FL 34609-9204
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11586 MCLEOD ST, SPRING HILL, FL 34609-9204

Mortgage

Document Number	0040921509
Date	Dec 1, 2021
Book Page	4092/1509
Instrument	2021090419

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	11586 MCLEOD ST, SPRING HILL, FL 34609-9204
Document Number	0038460486
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11586 MCLEOD ST SPRING HILL FL 346099204, SPRING HILL, FL 34609-9204

Mortgage

Document Number	0038460486
Date	Jun 2, 2020
Book Page	003846/000486
Instrument	32875

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,166.00 (+3.19%) Additional exemption filed	$126,161 (+5.99%)	$255,485 (+0.15%) Land $30,900 Building $224,585
2023		$119,034 (+3%) Land $119,034
2022	$1,130.00 Homeowner's exemption	$115,567	$255,100 Land $30,900 Building $224,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier, Verizon.

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