Mecosta County property record for 11585 190th Ave, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1995 |
| Lot Size | 2.09 acres (91,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Nov 2025) |
| Tax Bill | $3,129 (2025) |
| Deeds & Mortgages | Aug 2013 Mortgage Sep 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09 002 010 000 |
| Primary APN | 09 002 010 000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Lot Area | 91,040 sqft (2.09 acres) |
| Garage Area | 1,200 sqft |
| Street Address | 11585 190TH AVE |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-9280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 02 T14N R10W COM AT SE COR NE 1/4 TH N 42 DEG 22 M W 263.55 FT TO POB. TH N 1 DEG 3 M W 317.35 FT TH S 89 DEG 42 M W 120. |
| Legal Range | 10W |
| Legal Township | 14N |
| Legal Section | 02 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | MECOSTA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 960702 |
11585 190th Ave is owned and occupied by an individual who bought it in November 2025.
Source: Mecosta County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11585 190TH AVE, BIG RAPIDS, MI 49307-9280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2013 | Deed of Trust, Mortgage CHEMICAL BANK |
| Sep 30, 2025 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 3, 2025 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 15, 2024 | Intrafamily Transfer, Transfer |
| Sep 7, 2023 | Warranty Deed, Transfer VERIFIED TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2025 · Amount on File |
| Deed Sale | Nov 3, 2025 · Amount on File |
| Prior Sale | Sep 7, 2023 · Amount on File |
| Deed Document Number | 20257525 |
| Deed Book / Page | 937 / 3275 |
| Prior Transfer Date | Feb 12, 2024 |
| Prior Transfer Doc | 000928/801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 11585 190TH AVE, BIG RAPIDS, MI 49307-9280 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00836/2668 |
|---|---|
| Date | Aug 1, 2013 |
| Book Page | 836/2668 |
| Instrument | 201300006539 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 11585 190TH AVE, BIG RAPIDS, MI 49307-9280 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1749 ARTHUR RD, BIG RAPIDS, MI 49307 |
| Document Number | 00936/5800 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 936/5800 |
| Instrument | 202500006711 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Nov 3, 2025 |
| Property Address | 11585 190TH AVE, BIG RAPIDS, MI 49307-9280 |
| Document Number | 00937/3275 |
| Book / Page | 937 / 3275 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 202500007525 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LAKESIDE TITLE, LAKESIDE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11585 190TH AVE, BIG RAPIDS, MI 49307-9280 |
| Name | Verified Name |
|---|---|
| Address | 11585 190TH AVE, BIG RAPIDS, MI 49307-9280 |
| Document Number | 202500006711 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 202500006711 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Feb 15, 2024 |
| Property Address | 11585 190TH AVE, BIG RAPIDS, MI 49307-9280 |
| Document Number | 000928/801 |
| Book / Page | 928 / 801 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 202400000938 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11585 190TH AVE, BIG RAPIDS, MI 49307-9280 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Sep 7, 2023 |
| Property Address | 11585 190TH AVE, BIG RAPIDS, MI 49307-9280 |
| Document Number | 00925/5318 |
| Book / Page | 925 / 5318 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 202300005826 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | VERIFIED TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,815.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11585 190TH 105 LINDEN STREET, BIG RAPIDS, MI 49307 |
| Name | Verified Name |
|---|---|
| Address | 11585 190TH 105 LINDEN STREET, BIG RAPIDS, MI 49307 |
The 2025 property tax bill for 11585 190th Ave was $3,129 with a homeowner's exemption, up 0.5% from the year before.
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Mecosta Township |
| Unified School District | Morley Stanwood Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,400 (+1.65%) | $270,800 (+1.65%) | |
| 2025 | $3,129.00 (+0.51%) Homeowner's exemption | $133,200 | $266,400 |
| 2024 | $3,113.00 | ||
| 2023 | $70,400 | $140,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11585 190th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 10 (2013–2026) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11585 190th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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