Gloucester County property record for 11584 Mitchell Rd, Saluda, VA 23149
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1987 |
| Lot Size | 5.37 acres (233,917 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,616 (2026) |
| Deeds & Mortgages | Jul 2017 Mortgage Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 11888 |
| Primary APN | 11888 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 233,917 sqft (5.37 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 560 sqft |
| Deck Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 11584 MITCHELL RD |
|---|---|
| City | SALUDA |
| State | VA |
| Zip | 23149-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC-1 |
| Legal Description | LEE'S NECK FARM LOT 7 |
| Legal Subdivision | PLAT: PB20 10641064A |
| Legal Lot Number | 7 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | PETSWORTH |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 100101 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11584 MITCHELL RD, SALUDA, VA 23149-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2017 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Oct 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 11584 MITCHELL RD, SALUDA, VA 23149-2817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|
| Document Number | 170003219 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 170003219 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 11584 MITCHELL RD, SALUDA, VA 23149-2817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 200005567 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 200005567 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,616.00 (+5.41%) | $277,180 (+11.01%) Land $81,830 Building $195,350 | $277,180 (+11.01%) Land $81,830 Building $195,350 |
| 2025 | $1,533.00 (+5.36%) | $249,700 (-) Land $69,830 Building $179,870 | $249,700 (-) Land $69,830 Building $179,870 |
| 2023 | $1,455.00 | $249,700 Land $69,830 Building $179,870 | $249,700 Land $69,830 Building $179,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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