11581 Vermilion Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 11581 Vermilion Rd, Oberlin, OH 44074

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,045 sqft · built 1984
Lot Size10.1 acres (443,441 sqft)
Owner2 Individual Names on File
Tax Bill$4,624 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-15-009-000-011

Property Details

APN / Parcel Number

Primary APN08-15-009-000-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area2,045 sqft Living Area
1st Floor Area1,392 sqft
2nd Floor Area653 sqft
Upper Floors Area653 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area443,441 sqft (10.1 acres)

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Deck Area264 sqft
Patio Area264 sqft
Pole Barn1,944 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address11581 VERMILION RD
CityOBERLIN
StateOH
Zip44074-9207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description37-08-008C -064-00
Legal SubdivisionHENRIETTA 15
Legal Tract15
Legal Lot Number8
JurisdictionLORAIN OH
Township / Civil DivisionHENRIETTA
Census Block Group2
Census Block2016
Census Tract92100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address11581 VERMILION RD, OBERLIN, OH 44074-9207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2016
Deed SaleJun 17, 2016
Prior SaleSep 19, 2002
Deed Document Number2016092375
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address11581 VERMILION RD, OBERLIN, OH 44074-9207
Document Number0000763734
Instrument DateJun 4, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11581 VERMILION RD OBERLIN OH 440749207, OBERLIN, OH 44074-9207

Mortgage

Document Number0000763734
DateJun 9, 2020
Instrument763734
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 8, 2040

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionHenrietta Township
Unified School DistrictFirelands Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,624.00$127,920 (+%) Land $40,620 Building $87,300$365,480 (-) Land $116,060 Building $249,420
2024$4,624.00 (+2.82%)$127,918 (+26.75%) Land $40,621 Building $87,297$365,480 (+26.75%) Land $116,060 Building $249,420
2023$4,497.00 (+3.09%)$100,920 (-) Land $35,872 Building $65,048$288,340 (-) Land $102,490 Building $185,850
2022$4,362.00$100,920 Land $35,870 Building $65,050
2021$288,340 Land $102,490 Building $185,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims10 (2008–2023)
Claims Outside the SFHA9 of 10
Most Recent ClaimAug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20
Starlink
Satellite
280 / 30

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