11581 Islandale Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 11581 Islandale Dr, Cincinnati, OH 45240

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,336 sqft · built 1966
Lot Size0.262 acres (11,413 sqft)
Owner2 Individual Names on Record
Tax Bill$4,733 (2025)
Deeds & MortgagesAug 2023 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN591-0012-0009-00

Property Details

APN / Parcel Number

Primary APN591-0012-0009-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,336 sqft Living Area
1st Floor Area1,400 sqft
2nd Floor Area936 sqft
Basement Area900 sqft

Exterior

Year BuiltBuilt 1966
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area11,413 sqft (0.262 acres)
Lot Dimensions125 ft deep x 91 ft wide
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address11581 ISLANDALE DR
CityCINCINNATI
StateOH
Zip45240-2343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionISLANDALE DR 91.50 X 125 IRR LOT 52 MODEL CITY SUBSEC 5 BLK A PART 1
Legal SubdivisionMODEL CITY SUB
Legal BlockA
Legal Lot Number52
JurisdictionHAMILTON OH
Township / Civil DivisionFOREST PARK
Census Block Group2
Census Block2002
Census Tract21505

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11581 ISLANDALE DR, CINCINNATI, OH 45240-2343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 25, 2021Deed of Trust, Mortgage · FHA Mortgage
HOME POINT FINANCIAL CORPORATION
Sep 17, 2019Deed of Trust, Mortgage · FHA Mortgage
CENTERBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1970
Deed SaleJan 1, 1970
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address11581 ISLANDALE DR, CINCINNATI, OH 45240-2343
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059457
DateAug 23, 2023
Book Page14985/882
Instrument2023-0059457
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address11581 ISLANDALE DR, CINCINNATI, OH 45240-2343
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037926
DateMar 25, 2021
Book Page14382/3218
Instrument2021-0037926
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address11581 ISLANDALE DR, CINCINNATI, OH 45240-2343
Document Number0000083128
Instrument DateSep 17, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyAMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11581 ISLANDALE DR CINCINNATI OH 452402343, CINCINNATI, OH 45240-2343

Mortgage

Document Number0000083128
DateSep 26, 2019
Book Page014010/001566
Instrument83128
Lender
NameCENTERBANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityForest Park City
Unified School DistrictWinton Woods City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,733.00 (-0.06%)$78,222 (-) Land $12,051 Building $66,171
2024$4,736.00 (+0.57%)$78,222 (-) Land $12,051 Building $66,171
2023$4,709.00 (+34.35%)$78,222 (+77.05%) Land $12,051 Building $66,171$223,490 (+77.05%) Land $34,430 Building $189,060
2022$3,505.00$44,181 Land $9,279 Building $34,902
2020$126,230 Land $26,510 Building $99,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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