Hillsdale County property record for 11581 Chicago Rd, Jerome, MI 49249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 2005 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Mar 2021) |
| Tax Bill | $783 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-110-001-004 |
| Primary APN | 04-110-001-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 11581 CHICAGO RD |
|---|---|
| City | JEROME |
| State | MI |
| Zip | 49249-9000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU1 |
| Legal Description | LOT 4 LAKE LE ANN - FAIRWAY HILLS SEC 9 T5S R1W |
| Legal Range | 01W |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | LAKE LE ANN - FAIRWAY HILLS |
| Legal Lot Number | 4 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | SOMERSET |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 50102 |
Source: Hillsdale County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11581 CHICAGO RD, JEROME, MI 49249-9000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Mar 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Prior Sale | Sep 13, 2016 · Amount on Record |
| Deed Book / Page | 1790 / 1078 |
| Prior Transfer Date | Feb 28, 2013 |
| Prior Transfer Doc | 1521/0456 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 11581 CHICAGO RD, JEROME, MI 49249-9000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11581 CHICAGO RD, JEROME, MI 49249-9000 |
| Document Number | 001831/548 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 1831/548 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Mar 30, 2021 |
| Property Address | 11581 CHICAGO RD, JEROME, MI 49249-9000 |
| Document Number | 01790/1078 |
| Book / Page | 1790 / 1078 |
| Map Reference | LB 7 PG 12-17 |
| Instrument Date | Mar 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | PUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11581 CHICAGO RD, 11581, JEROME, MI 49249-9000 |
| Name | Verified Name |
|---|---|
| Address | 1436 COMMANCHE LN, JACKSON, MI 49201-8437 |
| Document Number | 0017901079 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 1790/1079 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Hillsdale County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Somerset Township |
| Unified School District | Addison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $783.00 (-54.1%) Homeowner's exemption | $83,740 (+10.5%) | $163,765 (+10.63%) Land $4,200 Building $159,565 |
| 2023 | $75,780 | $148,030 Land $1,650 Building $146,380 | |
| 2021 | $1,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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