1158 Rachel Cir, Escondido, CA 92026 Property Records

San Diego County property record for 1158 Rachel Cir, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,475 sqft · built 1988
Lot Size	0.103 acres (4,496 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Nov 2021)
Tax Bill	$11,841 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`226-780-71-00`

Property Details

APN / Parcel Number

Primary APN	`226-780-71-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,475 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	4,496 sqft (0.103 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1158 RACHEL CIR
City	ESCONDIDO
State	CA
Zip	92026-2151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 71 TR 012250
Legal Subdivision	SAN DIEGO 4633-2
Legal Tract	012250
Legal Block	3
Legal Lot Number	71
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20305

Owner

1158 Rachel Cir is owned and occupied by two individuals who bought it in November 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1158 RACHEL CIR, ESCONDIDO, CA 92026-2151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 7, 2018	Grant Deed, Transfer · Conventional with PMI CALIFORNIA CU
Feb 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Sep 7, 2018 · Amount on File
Deed Document Number	2021812567
Prior Transfer Date	Oct 27, 1993
Prior Transfer Doc	0000759043
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2021
Property Address	1158 RACHEL CIR, ESCONDIDO, CA 92026-2151
Document Number	0000812567
Map Reference	MAP 12250
Instrument Date	Nov 18, 2021
Instrument	2021-0812567
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO SD BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1158 RACHEL CIR, ESCONDIDO, CA 92026-2151

Mortgage

Document Number	0000812568
Date	Nov 29, 2021
Instrument	2021-0812568

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1158 RACHEL CIR, ESCONDIDO, CA 92026-2151
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000291293
Date	Jul 17, 2018
Instrument	2018-0291293

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2018
Property Address	1158 RACHEL CIR, ESCONDIDO, CA 92026-2151
Document Number	0000372174
Instrument Date	Aug 1, 2018
Instrument	372174
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$601.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1158 RACHEL CIR ESCONDIDO CA 920262151, ESCONDIDO, CA 92026-2151

Mortgage

Document Number	372175
Date	Sep 7, 2018
Instrument	372175

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2018
Property Address	1158 RACHEL CIR, ESCONDIDO, CA 92026-2151
Document Number	0000068403
Instrument Date	Jan 18, 2018
Instrument	68403
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1158 RACHEL CIR ESCONDIDO CA 920262151, ESCONDIDO, CA 92026-2151

Tax Assessment & Valuation

The 2025 property tax bill for 1158 Rachel Cir was $11,841.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$844,296 (+2%) Land $432,972 Building $411,324
2025	$11,841.00	$827,742 Land $424,483 Building $403,259
2023	$8,934.00 (+1.25%)	$795,600 Land $408,000 Building $387,600
2022	$8,824.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1158 Rachel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1158 Rachel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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