1158 Falls Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 1158 Falls Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1943
Lot Size	0.128 acres (5,589 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Aug 2015)
Tax Bill	$10,589 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-04206-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`19-04206-0000-00008`
Alternative APN	`190420600008`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,589 sqft (0.128 acres)
Lot Dimensions	100 ft deep x 46 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1158 FALLS TER
City	UNION
State	NJ
Zip	07083-5870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGH SCHOOL PARK
Legal Block	4206
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1010
Census Tract	32701

Owner

1158 Falls Ter is owned and occupied by an individual who bought it in August 2015.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1158 FALLS TER, UNION, NJ 07083-5870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 21, 2022	Deed of Trust, Mortgage · FHA Mortgage INTELLILOAN INC
Aug 18, 2017	Deed of Trust, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2015 · Amount on File
Deed Sale	Aug 6, 2015 · Amount on File
Prior Sale	Oct 10, 1996 · Amount on File
Deed Document Number	2015264082
Deed Book / Page	6073 / 91
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1158 FALLS TER, UNION, NJ 07083-5870
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154412430
Date	Dec 5, 2023
Book Page	15441/2430
Instrument	58988

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2038

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1158 FALLS TER, UNION, NJ 07083-5870
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151862033
Date	Mar 21, 2022
Book Page	15186/2033
Instrument	34193

Lender

Name	INTELLILOAN INC
Type	Mortgage Company
Address	SANTA ANA, CA 92799

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1158 FALLS TER, UNION, NJ 07083-5870
Document Number	0143192219
Book / Page	014319 / 002219
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1158 FALLS TER UNION NJ 070835870, UNION, NJ 07083-5870

Mortgage

Document Number	0143192219
Date	Aug 21, 2017
Book Page	014319/002219
Instrument	645088

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	336 Months
Due	Aug 20, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1158 Falls Ter was $10,589, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,400 (-) Land $21,000 Building $24,400	$45,400 (-) Land $21,000 Building $24,400
2025	$10,589.00 (+4.36%)	$45,400 Land $21,000 Building $24,400	$45,400 Land $21,000 Building $24,400
2024	$10,147.00
2023		$45,400 Land $21,000 Building $24,400	$45,400 Land $21,000 Building $24,400
2022	$9,495.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1158 Falls Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1158 Falls Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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