11575 Howells Ferry Rd, Semmes, AL 36575 Property Records

Mobile County property record for 11575 Howells Ferry Rd, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,369 sqft · built 2018
Lot Size	3.91 acres (170,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Mar 2017)
Tax Bill	$744 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R022409300000087004`

Property Details

APN / Parcel Number

Primary APN	`R022409300000087004`
Alternative APNs	`24 09 30 0 000 087.004` `01892036` `1892036`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	1,369 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	170,320 sqft (3.91 acres)
Porch	Open Porch
Porch Area	343 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1892036
Old Parcel Number	R022409300000087004
Street Address	11575 HOWELLS FERRY RD
City	SEMMES
State	AL
Zip	36575-6025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMG SW COR OF NE 1/4 OF SEC 30 T3S R3W TH E ALG S/L OF SD 1/4 5555 FT(S) TO POB TH CONT E 246.12 FT TH N 681.55 FT TO PT ON
Legal Range	03W
Legal Township	03S
Legal Section	30
Legal Subdivision	INTERIM ZONE
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	1
Census Block	1016
Census Tract	6303

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11575 HOWELLS FERRY RD, SEMMES, AL 36575-6025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage VANDERBILT MORTGAGE & FINANCE INC VANDERBILT MORTGAGE & FINANCE INC
Jan 7, 2019	Deed of Trust, Mortgage RIVER BK&TR
Apr 12, 2018	Trustee's Deed, Construction Loan · Construction Mortgage RIVER BK&TR
Mar 23, 2017	Warranty Deed, Transfer · Line of Credit FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on Record
Deed Sale	Mar 23, 2017 · Amount on Record
Prior Sale	Sep 13, 2004
Deed Document Number	2017016120
Deed Book / Page	7490 / 0013
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	11575 HOWELLS FERRY RD, SEMMES, AL 36575-6025
Document Number	0000074265
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11575 HOWELLS FERRY RD SEMMES AL 365756025, SEMMES, AL 36575-6025

Mortgage

Document Number	0000074265
Date	Dec 8, 2020
Instrument	74265

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC VANDERBILT MORTGAGE & FINANCE INC
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	11575 HOWELLS FERRY RD, SEMMES, AL 36575-6025
Document Number	0000002625
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11575 HOWELLS FERRY RD SEMMES AL 365756025, SEMMES, AL 36575-6025

Mortgage

Document Number	0000002625
Date	Jan 16, 2019
Instrument	2625

Lender

Name	RIVER BK&TR
Type	Funding / Finance Company
Address	PRATTVILLE, AL 36066

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 12, 2018
Property Address	11575 HOWELLS FERRY RD, SEMMES, AL 36575-6025
Book / Page	007624 / 000155
Instrument Date	Mar 21, 2018
Instrument	20100
Transaction Type	Construction Loan
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2197 FARRINGTON LOOP E SEMMES AL 365757560, SEMMES, AL 36575-7560

Mortgage

Document Number	0000020100
Date	Apr 12, 2018
Book Page	007624/000155
Instrument	20100

Lender

Name	RIVER BK&TR
Type	Funding / Finance Company
Address	DAPHNE, AL 36526

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 23, 2017
Property Address	11575 HOWELLS FERRY RD, SEMMES, AL 36575-6025
Document Number	0000016120
Book / Page	7490 / 0013
Instrument Date	Mar 22, 2017
Instrument	2017016120
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	SURETY LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9701 HOWELL TERRY RD, 9701, SEMMES, AL 36575

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2197 FARRINGTON LOOP E, SEMMES, AL 36575-7560

Mortgage

Document Number	0000016121
Date	Mar 23, 2017
Instrument	2017016121

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$744.00 (+7.51%) Homeowner's exemption	$16,720 (+6.84%) Land $5,250 Building $11,470	$167,200 (+6.84%) Land $52,500 Building $114,700
2024	$692.00 (+2.98%) Homeowner's exemption	$15,650 (+2.76%) Land $4,500 Building $11,150	$156,500 (+2.76%) Land $45,000 Building $111,500
2023	$672.00 Homeowner's exemption	$15,230 Land $4,630 Building $10,600	$152,300 Land $46,300 Building $106,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 97.8% of Alabama
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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