11575 Freeport Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 11575 Freeport Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 5,902 sqft · built 1996
Lot Size	2.9 acres (126,324 sqft)
Owner	Individual Name on Record
Tax Bill	$7,621 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-106-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-106-003.000-018`
Alternative APN	`1713010106003000`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	26 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,902 sqft Living Area
1st Floor Area	2,698 sqft
2nd Floor Area	3,204 sqft
Basement Area	2,674 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	126,324 sqft (2.9 acres)
Lot Dimensions	640 ft deep x 196 ft wide
Garage Type	Attached
Garage Area	1,058 sqft
Parking Spaces	4 Parking Spaces
Pool Area	1,050 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713010106003000
Street Address	11575 FREEPORT DR
City	CARMEL
State	IN
Zip	46032-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 2.90, SECTION 1, TOWNSHIP 17, RANGE 3, CYPRESS ESTATES, LOT 3
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	CYPRESS ESTATE
Legal Lot Number	3
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111006

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11575 FREEPORT DR, CARMEL, IN 46032-3448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 26, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 26, 2018
Transfer Doc	2018003600
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11575 FREEPORT DR, CARMEL, IN 46032-3448
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11575 FREEPORT DR, CARMEL, IN 46032-3448

Mortgage

Document Number	0000005411
Date	Feb 10, 2026
Instrument	2026005411

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 29, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11575 FREEPORT DR, CARMEL, IN 46032-3448
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11575 FREEPORT DR, CARMEL, IN 46032-3448

Mortgage

Document Number	2021064885
Date	Sep 3, 2021
Instrument	2021064885

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Sep 7, 2027

Interest

Rate Type	Adjustable Rate

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Jan 26, 2018
Property Address	11575 FREEPORT DR, CARMEL, IN 46032-3448
Document Number	2018003600
Instrument Date	Aug 13, 2015
Instrument	2018003600
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	HBI TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11575 FREEPORT DR, CARMEL, IN 46032-3448

Mortgage

Document Number	2018003601
Date	Jan 26, 2018
Instrument	2018003601

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$701,700 (+12.6%) Land $158,000 Building $543,700	$701,700 (+12.6%) Land $158,000 Building $543,700
2024	$7,621.00 (+0.14%)	$623,200 (-0.43%) Land $158,000 Building $465,200	$623,200 (-0.43%) Land $158,000 Building $465,200
2023	$7,610.00 (+0.91%) Homeowner's exemption	$625,900 (+4.23%) Land $158,000 Building $467,900	$625,900 (+4.23%) Land $158,000 Building $467,900
2022	$7,541.00 Homeowner's exemption	$600,500 Land $158,000 Building $442,500	$600,500 Land $158,000 Building $442,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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