11575 Elms Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 11575 Elms Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 964 sqft · built 1956
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$51,400 (Jan 2020)
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Jan 2021 Sale Feb 2020 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-19-3005-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-19-3005-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
1st Floor Area	964 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11575 ELMS RD
City	BIRCH RUN
State	MI
Zip	48415-8462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	COM AT W 1/4 COR SECC 19 T10N R6E TH S00DEG00'00"W ON W LI SD SEC 262.30 FT TO POB TH S88DEG10'00"E AL C/L OF CHAIN LINK
Legal Range	06E
Legal Township	10N
Legal Section	19
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	1
Census Block	1036
Census Tract	13100

Owner

11575 Elms Rd is owned and occupied by an individual who acquired it in December 2020.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	11575 ELMS RD, BIRCH RUN, MI 48415-8462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Quit Claim Deed, Transfer AMROCK INC
Feb 13, 2020	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Jan 31, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Dec 20, 2018	Loan Modification, Mortgage · Conventional with PMI FRANKENMUTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Feb 2, 2007 · Amount on File
Deed Document Number	20202451
Last Transfer Date	Dec 22, 2020
Transfer Doc	0000000150
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 4, 2021
Property Address	11575 ELMS RD, BIRCH RUN, MI 48415-8462
Document Number	0000000150
Instrument Date	Dec 22, 2020
Instrument	150
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7472 LAKE RD MILLINGTON MI 487469237, MILLINGTON, MI 48746-9237

February 2020: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 13, 2020
Property Address	11575 ELMS RD, BIRCH RUN, MI 48415-8462
Document Number	0000003507
Instrument Date	Feb 3, 2020
Instrument	3507
Transaction Type	Foreclosure
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 31, 2020
Property Address	11575 ELMS RD, BIRCH RUN, MI 48415-8462
Document Number	0000002451
Instrument Date	Jan 24, 2020
Instrument	2451
Transaction Type	Foreclosure
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$51.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 209 FRANKENMUTH MI 487340209, FRANKENMUTH, MI 48734-0209

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	11575 ELMS RD, BIRCH RUN, MI 48415-8462
Document Number	0000000871
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11575 ELMS RD BIRCH RUN MI 484158462, BIRCH RUN, MI 48415-8462

Mortgage

Document Number	0000000871
Date	Jan 11, 2019
Instrument	871

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	468 Months
Due	Jan 10, 2058

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 11575 Elms Rd was $1,840 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,600	$137,200
2025	$1,840.00 Homeowner's exemption
2023		$55,400	$110,800
2022	$1,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11575 Elms Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11575 Elms Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH RUN TOWNSHIP serves 2,080 people · EPA ID MI0000722
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elms Rd

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