11575 Co Rd 385, Holts Summit, MO 65043 Property Records

Callaway County property record for 11575 Co Rd 385, Holts Summit, MO 65043

Property Summary

Property Type	Rural Home
Details	2,135 sqft · built 2025
Lot Size	4.12 acres (179,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$838,482 (Sep 2025)
Tax Bill	$1,119 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-08.0-27.0-00-000-027.002`

Property Details

APN / Parcel Number

Primary APN	`25-08.0-27.0-00-000-027.002`
Alternative APN	`2508027000000020000`

Interior

Stories	1 Story
Building Area	2,135 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Construction Type	Frame
Lot Area	179,467 sqft (4.12 acres)

Location & Zoning

Account Number	2508027000000027002
Street Address	11575 COUNTY ROAD 385
City	HOLTS SUMMIT
State	MO
Zip	65043-1331
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT W 1/2 SE SE AKA TRACT C S7/257
Legal Range	11W
Legal Township	45N
Legal Section	27
Legal Subdivision	RALPH P KLIETHERMES
Legal Tract	C
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3020
Census Tract	70800

Owner

Source: Callaway County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11575 COUNTY ROAD 385, HOLTS SUMMIT, MO 65043-1331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Closed-End Mortgage MULTIPLI FEDERAL CREDIT UNION
Aug 23, 2024	Deed of Trust, Mortgage · Closed-End Mortgage MID AMERICA BANK
Sep 22, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MULTIPLI FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Aug 27, 2025
Deed Document Number	20255364
Deed Book / Page	522 / 707
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11575 COUNTY ROAD 385, HOLTS SUMMIT, MO 65043-1331
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000526/148
Date	Mar 19, 2026
Book Page	526/148
Instrument	202601534

Lender

Name	MULTIPLI FEDERAL CREDIT UNION

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 13, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11575 COUNTY ROAD 385, HOLTS SUMMIT, MO 65043-1331
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000515/38
Date	Aug 23, 2024
Book Page	515/38
Instrument	202404273

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

September 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Sep 22, 2025
Property Address	11575 COUNTY ROAD 385, HOLTS SUMMIT, MO 65043-1331
Document Number	000522/707
Book / Page	522 / 707
Instrument Date	Sep 22, 2025
Instrument	202505364
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 21, 2026
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11575 COUNTY ROAD 385, HOLTS SUMMIT, MO 65043-1331

Mortgage

Document Number	0202505365
Date	Sep 22, 2025
Instrument	202505365

Lender

Name	MULTIPLI FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,119.00 (+46.66%)	$88,574 (+623.88%)	$466,180 (+623.88%)
2024	$763.00	$12,236 (+4.04%)	$64,400 (+4.04%)
2022		$11,761 Land $11,761
2021			$61,900 Land $61,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Mediacom Xtream, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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