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11573 Charnock Dr, Windermere, FL 34786 Property Records

Orange County property record for 11573 Charnock Dr, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2018
Square Footage1,883 sqft Living Area
Lot Size4,002 sqft (0.92 acres)
GarageAttached, 504 sqft
Last Sale$530,000 (2024)
Tax Bill$8,643.00 (2025)

Property Details

APN / Parcel Number

Primary APN25-23-27-9176-01-370
Alternative APNs
  • 272325917601370
  • 148677
  • 149848
  • 151966

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,883 sqft Living Area
Gross Area2,855 sqft Gross Area
1st Floor735 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialConcrete Roof
Lot Area4,002 sqft (0.92 acres)
Garage TypeAttached Garage
Garage Area504 sqft Garage
Porch Area177 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address11573 CHARNOCK DR
CityWINDERMERE
StateFL
Zip34786-6773
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWESTSIDE VILLAGE 93/16 LOT 137
Legal Range27E
Legal Township23S
Legal Section25
Legal SubdivisionWESTSIDE VLG
Legal Block1
Legal Lot Number137
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup3
Census Block3031
Census Tract17112

Owner

Source: Orange County records · APN 25-23-27-9176-01-370

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6886 DUNCASTER ST, WINDERMERE, FL 34786-6654
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 07, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FIRST LENDING CORP
Feb 08, 2018Grant Deed, Subdivision Related Transfer
ATTORNEY ONLY
Feb 21, 2018Special Warranty Deed, Subdivision Related Transfer · Adjustable Rate Mortgage (ARM)
FBC MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2024 · Amount on Record
Deed SaleAug 19, 2024 · Amount on Record
Prior SaleOct 07, 2022 · Amount on Record
Deed Doc Number2024481111
Record RefreshedJun 08, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 19, 2024
Property Address11573 CHARNOCK DR, WINDERMERE, FL 34786-6773
Document Number0000481111
Map ReferenceMB 93 PG 16
Instrument DateAug 16, 2024
Instrument20240481111
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,710.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11573 CHARNOCK DR, WINDERMERE, FL 34786-6773

Transferred To (Grantee/Buyer)

NameVerified Name
Address6886 DUNCASTER ST, WINDERMERE, FL 34786-6654

Mortgage

Document Number0000481112
DateAug 19, 2024
Instrument20240481112
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2054

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 07, 2022
Property Address11573 CHARNOCK DR, WINDERMERE, FL 34786-6773
Document Number0000608760
Map ReferenceMB 93 PG 16
Instrument DateSep 30, 2022
Instrument20220608760
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyORLANDO TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,709.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11573 CHARNOCK DR, WINDERMERE, FL 34786-6773

Mortgage

Document Number0000608761
DateOct 07, 2022
Instrument20220608761
Lender
NameAMERICAN FIRST LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

February 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateFeb 08, 2018
Property Address11573 CHARNOCK DR, WINDERMERE, FL 34786-6773
Document Number0000079598
Instrument DateJan 31, 2018
Instrument79598
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,190.60
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 S ORANGE AVE #1430A ORLANDO FL 328013240, 1430A, ORLANDO, FL 32801-3240

February 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateFeb 21, 2018
Property Address11573 CHARNOCK DR, WINDERMERE, FL 34786-6773
Document Number0000105117
Map ReferenceMB 93 PG 16
Instrument DateJan 31, 2018
Instrument20180105117
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 03, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,428.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 410, 5337, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address11573 CHARNOCK DR, WINDERMERE, FL 34786-6773

Mortgage

Document Number0000105118
DateFeb 21, 2018
Instrument20180105118
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.99%
Type Change DateFeb 01, 2023
Change FrequencyAnnually
Min Rate At Change4.99%
Max Rate At Change6.99%
Index1-Year CMT
Max Rate10.9%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$460,640 (-7.79%) Land $120,000 Building $340,640$460,640 (-7.79%) Land $120,000 Building $340,640
2025$8,643.00 (+13.54%) Homeowner's exemption$499,540 (+19.23%) Land $120,000 Building $379,540$499,540 (+19.23%) Land $120,000 Building $379,540
2024$7,612.00 (+9.21%)
2023$6,970.00 (+23.28%) Homeowner's exemption$418,985 (+16.29%) Land $85,000 Building $333,985$418,985 (+16.29%) Land $85,000 Building $333,985
2022$5,654.00$360,308 Land $80,000 Building $280,308$360,308 Land $80,000 Building $280,308

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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