11570 Osage Trl, Lakeside, CA 92040 Property Records

San Diego County property record for 11570 Osage Trl, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,505 sqft · built 1986
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Mar 2023)
Tax Bill	$10,478 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`385-120-27-00`

Property Details

APN / Parcel Number

Primary APN	`385-120-27-00`
Alternative APN	`3851202200`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,505 sqft Living Area
Gross Area	280 sqft
Basement Area	280 sqft
Finished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	51,401 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	3851202200
Street Address	11570 OSAGE TRL
City	LAKESIDE
State	CA
Zip	92040-5365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 4 DOC69-109482 IN TR MR0004PG090
Legal Subdivision	RANCHO EL CAJON
Legal Tract	4
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	16704

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11570 OSAGE TRL, LAKESIDE, CA 92040-5365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 17, 2020	Grant Deed, Transfer · VA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Prior Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	202363894
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2023
Property Address	11570 OSAGE TRL, LAKESIDE, CA 92040-5365
Document Number	0000063894
Instrument Date	Feb 22, 2023
Instrument	2023-0063894
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11570 OSAGE TRL, LAKESIDE, CA 92040-5365

Mortgage

Document Number	0000063895
Date	Mar 13, 2023
Instrument	2023-0063895

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 17, 2020
Property Address	11570 OSAGE TRL, LAKESIDE, CA 92040-5365
Document Number	0000813058
Instrument Date	Dec 2, 2020
Instrument	2020-0813058
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11570 OSAGE TRL, LAKESIDE, CA 92040-5365
Investor	Possibly a Property Investor

Mortgage

Document Number	0000813059
Date	Dec 17, 2020
Instrument	2020-0813059

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$827,739 (+2%) Land $490,512 Building $337,227
2025	$10,478.00 (+17.06%)	$811,510 (+15.56%) Land $480,895 Building $330,615
2023	$8,951.00 (+1.79%)	$702,270 Land $416,160 Building $286,110
2022	$8,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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