11570 Gerald Dr, Warren, MI 48093 Property Records

Macomb County property record for 11570 Gerald Dr, Warren, MI 48093

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,062 sqft · built 1959
Lot Size0.223 acres (9,714 sqft)
OwnerIndividual Name on File
Last Sale$174,000 (Oct 2019)
Tax Bill$4,424 (2025)
Deeds & MortgagesAug 2026 Mortgage
Feb 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-13-15-229-016

Property Details

APN / Parcel Number

Primary APN12-13-15-229-016
Alternative APN
  • 1315229016

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,062 sqft Living Area
Gross Area1 sqft
1st Floor Area1,062 sqft
Basement Area1,062 sqft
Unfinished Basement1,060 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area9,714 sqft (0.223 acres)
Lot Dimensions162 ft deep x 60 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address11570 GERALD DR
CityWARREN
StateMI
Zip48093-2698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionEVA GARDENS SUBDIVISION NO. 1" LOT 152 L. 41 PG. 20
Legal SubdivisionEVA GARDENS SUBDIVISION
Legal Lot Number152
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group2
Census Block2000
Census Tract262000

Owner

11570 Gerald Dr is owned and occupied by an individual who bought it in October 2019.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address11570 GERALD DR, WARREN, MI 48093-2698
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Feb 8, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 31, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 11, 2019Loan Modification, Mortgage · Conventional with PMI
PENNYMAC
Oct 11, 2019Warranty Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2019 · Amount on File
Deed SaleOct 11, 2019 · Amount on File
Prior SaleAug 27, 2003
Deed Document Number20199115282
Deed Book / Page26258 / 626
Prior Transfer DateJul 25, 2003
Prior Transfer Doc0003249925
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Recording DateAug 31, 2026
Property Address11570 GERALD DR, WARREN, MI 48093-2698
Document Number0000082112
Book / Page30834 / 706
Instrument DateAug 11, 2026
Instrument202682112
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address11570 GERALD DR, WARREN, MI 48093-2698

Mortgage

Document Number0000082112,
DateAug 31, 2026
Book Page30834/706
Instrument202682112
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueAug 1, 2066
Interest
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address11570 GERALD DR, WARREN, MI 48093-2698
Transaction TypeMortgage
Record UpdatedFeb 27, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address11570 GERALD DR, WARREN, MI 48093-2698

Mortgage

Document Number2300011062
DateFeb 8, 2023
Book Page29001/960
Instrument202300011062
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term335 Months
DueJan 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address11570 GERALD DR, WARREN, MI 48093-2698
Transaction TypeMortgage
Record UpdatedJun 17, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address11570 GERALD DR, WARREN, MI 48093-2698

Mortgage

Document Number2200070118
DateMay 31, 2022
Book Page28635/482
Instrument202200070118
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term344 Months
DueJan 1, 2051

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMACOMB MI
Property Address11570 GERALD DR, WARREN, MI 48093-2698
Document Number0000115085
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedFeb 19, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address11570 GERALD DR WARREN MI 480932698, WARREN, MI 48093-2698

Mortgage

Document Number0000115085
DateJan 28, 2021
Book Page027376/000237
Instrument115085
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 27, 2051
Interest
Rate3%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateOct 11, 2019
Property Address11570 GERALD DR, WARREN, MI 48093-2698
Document Number0000115282
Book / Page26258 / 626
Map ReferenceLB 41 PG 19&20
Instrument DateSep 27, 2019
Instrument9115282
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,496.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address49489 GOLDEN GATE DR, 49489, MACOMB, MI 48044-5498

Transferred To (Grantee/Buyer)

NameVerified Name
Address11570 GERALD DR, WARREN, MI 48093-2698

Mortgage

Document Number0000115283
DateOct 11, 2019
Instrument9115283
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11570 Gerald Dr was $4,424 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,750$231,500
2025$4,424.00
2023$92,660$185,320
2022$3,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11570 Gerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 11570 Gerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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