Palo Pinto County property record for 1157 Willow Rd, Graford, TX 76449
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1970 |
| Lot Size | 1 acres (43,604 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Aug 2019) |
| Tax Bill | $7,996 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R000023645 |
| Primary APN | R000023645 |
|---|---|
| Alternative APN |
|
| Building Area | 1,008 sqft Living Area |
|---|
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 43,604 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 590 sqft |
| Carport | Carport |
| Carport Area | 590 sqft |
| Porch | Porch |
| Porch Area | 225 sqft |
| Account Number | R000023645 |
|---|---|
| Street Address | 1157 WILLOW RD |
| City | GRAFORD |
| State | TX |
| Zip | 76449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PK LAKE 32-1-48 AREA 11-C LOT 8 (FEE SIMPLE .876 AC & FERC .125 AC) G#P0500-00-110C0-008-00-0 |
| Legal Subdivision | PK LAKE 32-1-48 AREA 11-C |
| Legal Tract | 32-1-48 |
| Legal Lot Number | 8 |
| Jurisdiction | PALO PINTO TX |
| Township / Civil Division | GRAFORD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 100 |
1157 Willow Rd is owned by two individuals who bought it in August 2019.
Source: Palo Pinto County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3512 SAN BAR LN, COLLEYVILLE, TX 76034-8656 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Aug 9, 2019 | Vendor's Lien, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2019 · Amount on File |
| Deed Sale | Aug 9, 2019 · Amount on File |
| Prior Sale | Nov 8, 2010 |
| Deed Document Number | 20193775 |
| Deed Book / Page | 2280 / 875 |
| Prior Transfer Date | Aug 6, 2019 |
| Prior Transfer Doc | 2280/0875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Property Address | 1157 WILLOW RD, GRAFORD, TX 76449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2281/0731 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 2281/0731 |
| Instrument | 2019-00003908 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Recording Date | Aug 9, 2019 |
| Property Address | 1157 WILLOW RD, GRAFORD, TX 76449 |
| Document Number | 2280/0875 |
| Book / Page | 2280 / 0875 |
| Map Reference | VOL 180 PG 429 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 2019-00003775 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | EAGLE TITLE/PALO PINTO COUNTY IN, EAGLE TTL OF PALO PINTO CNTY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5821 FM 41, 5821, BRECKENRIDGE, TX 76424 |
| Name | Verified Name |
|---|---|
| Address | 8912 AMUNDSON DR, NORTH RICHLAND HILLS, TX 76182-4204 |
| Document Number | 201900003776 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 2019-00003776 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 1157 Willow Rd was $7,996, up 13.1% from the year before.
Source: Palo Pinto County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Palo Pinto County |
| Unified School District | Graford Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,996.00 (+13.15%) | $634,430 Land $518,610 Building $115,820 | $634,430 Land $518,610 Building $115,820 |
| 2024 | $7,067.00 (+19.01%) | ||
| 2023 | $5,938.00 (+82.26%) | $402,400 Land $276,580 Building $125,820 | $402,400 Land $276,580 Building $125,820 |
| 2022 | $3,258.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1157 Willow Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2010–2018) |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1157 Willow Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POSSUM KINGDOM WSC serves 8,583 people · EPA ID TX1820076 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| New Source Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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