1157 Trough Run Rd, Moneta, VA 24121 Property Records

Bedford County property record for 1157 Trough Run Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,128 sqft · built 1993
Lot Size	8.67 acres (377,665 sqft)
Owner	Individual Name on Record
Last Sale	$205,750 (May 2021)
Tax Bill	$781 (2023)
Deeds & Mortgages	Aug 2026 Mortgage May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`209 6 3`

Property Details

APN / Parcel Number

Primary APN	`209 6 3`
Alternative APNs	`20903303` `521157`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	377,665 sqft (8.67 acres)
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	521157
Street Address	1157 TROUGH RUN RD
City	MONETA
State	VA
Zip	24121-5694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HONEYTREELT 3 SEC 1
Legal Subdivision	HONEYTREE
Legal Lot Number	3
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1014
Census Tract	30504

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1157 TROUGH RUN RD, MONETA, VA 24121-5694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage KEMBA ROANOKE FEDERAL CREDIT UNION
May 20, 2021	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC
Sep 16, 2019	Special Warranty Deed, Transfer CENTURY TITLE COMPANY, CENTURY TITLE SERVICES INC
Apr 8, 2019	Special Warranty Deed, Foreclosure
Mar 18, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	210007528
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Aug 11, 2026
Property Address	1157 TROUGH RUN RD, MONETA, VA 24121-5694
Document Number	0000007527
Instrument Date	Aug 6, 2026
Instrument	20267527
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 TROUGH RUN RD, MONETA, VA 24121-5694

Mortgage

Document Number	0000007527,
Date	Aug 11, 2026
Instrument	20267527

Lender

Name	KEMBA ROANOKE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 20, 2021
Property Address	1157 TROUGH RUN RD, MONETA, VA 24121-5694
Document Number	0210007528
Instrument Date	May 6, 2021
Instrument	210007528
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 TROUGH RUN RD, MONETA, VA 24121-5694

Mortgage

Document Number	0210007529
Date	May 20, 2021
Instrument	210007529

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Sep 16, 2019
Property Address	1157 TROUGH RUN RD, MONETA, VA 24121-5694
Document Number	0190008515
Instrument Date	Aug 13, 2019
Instrument	190008515
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 TROUGH RUN RD, MONETA, VA 24121-5694

April 2019: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 8, 2019
Property Address	1157 TROUGH RUN RD, MONETA, VA 24121-5694
Document Number	0190002942
Instrument Date	Apr 2, 2019
Instrument	190002942
Transaction Type	Foreclosure
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 18, 2019
Property Address	1157 TROUGH RUN RD, MONETA, VA 24121-5694
Document Number	0190002189
Instrument Date	Feb 7, 2019
Instrument	190002189
Transaction Type	Foreclosure
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$781.00 Additional exemption filed	$95,250	$190,500 Land $63,000 Building $127,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960

Cell Coverage

4G LTE only, no 5G reported

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