Bedford County property record for 1157 Stonegate Ct, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 2,784 sqft · built 1987 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,255 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80B 1 7 |
| Primary APN | 80B 1 7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,784 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,799 sqft (0.73 acres) |
| Porch | Porch |
| Porch Area | 36 sqft |
| Deck Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1157 STONEGATE CT |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-3397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEGATE LT 7 SC 2 |
| Legal Subdivision | STONEGATE |
| Legal Lot Number | 7 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old Rectory listed 1973 · 2 contributing resources · NRIS 73001998 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1157 Stonegate Ct is owned and occupied by two individuals.
Source: Bedford County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1157 STONEGATE CT, FOREST, VA 24551-3397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage BEACON CREDIT UNION INC |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Oct 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COLTEN MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1157 STONEGATE CT, FOREST, VA 24551-3397 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230007447 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 230007447 |
| Name | BEACON CREDIT UNION INC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 11, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1157 STONEGATE CT, FOREST, VA 24551-3397 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0200004941 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 200004941 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1157 STONEGATE CT, FOREST, VA 24551-3397 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210014351 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 210014351 |
| Name | COLTEN MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
The 2026 property tax bill for 1157 Stonegate Ct was $1,255.
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,255.00 | $306,200 Land $60,000 Building $246,200 | |
| 2023 | $1,255.00 Additional exemption filed | $153,100 | $306,200 Land $60,000 Building $246,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1157 Stonegate Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1157 Stonegate Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,200 / 50 |
May also be available: Verizon.
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