1157 Spruce Tree Ln, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1157 Spruce Tree Ln, Annapolis, MD 21409 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Split Foyer
Year Built	Built 1972
Square Footage	988 sqft Total Area
Lot Size	9,000 sqft (0.206 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (1998)
Tax Bill	$2,336.00 (2023)

Owner

Source: Anne Arundel County records · APN 03-165-26492353

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1157 SPRUCE TREE LN, ANNAPOLIS, MD 21409-4819
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 1998 · Amount on Record
Deed Sale	Oct 09, 1998 · Amount on Record
Deed Doc Number	012900
Deed Book / Page	8746 / 186
Last Transfer Date	Oct 15, 1998
Transfer Doc	0087460186
Record Refreshed	Jun 07, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1157 SPRUCE TREE LN, ANNAPOLIS, MD 21409-4819
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0306350409
Date	Feb 13, 2017
Book Page	30635/409
Instrument	30635-409

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Mar 01, 2031

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,336.00 Homeowner's exemption	$350,133	$355,900 Land $230,000 Building $125,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`03-165-26492353`
Alternative APNs	`316526492353` `16526492353`

Interior

Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	988 sqft Total Area
1st Floor	988 sqft 1st Floor
Basement Area	460 sqft Basement
Finished Basement	460 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1972
Architectural Style	Split Foyer Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	9,000 sqft (0.206 acres)
Deck Area	156 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	16526492353
Old Parcel Number	316526492353
Street Address	1157 SPRUCE TREE LN
City	ANNAPOLIS
State	MD
Zip	21409-4819
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 15 BK DD PL 4 1157 SPRUCE TREE LN CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	DD
Legal Lot Number	15
Jurisdiction	ANNE ARUNDEL MD
Minor Civil Division	5
Census Blockgroup	1
Census Block	1018
Census Tract	731003