1157 Sierra Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 1157 Sierra Cir, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,560 sqft · built 2005
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,000 (Apr 2022)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455200592920000`

Property Details

APN / Parcel Number

Primary APN	`455200592920000`
Alternative APNs	`35129` `57126`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,560 sqft Heated Area
Gross Area	3,800 sqft
1st Floor Area	936 sqft
Upper Floors Area	624 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	308 ft deep x 104 ft wide
Terrain	Mountain
Porch	Slab
Porch Area	576 sqft
Deck Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57126
Street Address	1157 SIERRA CIR
City	MURPHY
State	NC
Zip	28906-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 39 COUNTRY ENCHANTMENT 1425/100
Legal Tract	39
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1042
Census Tract	930603

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4015 CENTER POINTE PL, SARASOTA, FL 34233-1684
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Feb 29, 2008 · Amount on Record
Deed Document Number	20222196
Deed Book / Page	1708 / 599
Prior Transfer Date	Jun 4, 2010
Prior Transfer Doc	1388/0054
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 5, 2022
Property Address	1157 SIERRA CIR, MURPHY, NC 28906-4935
Document Number	001708/599
Book / Page	1708 / 599
Instrument Date	Mar 16, 2022
Instrument	2196
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$918.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9992 LAKE SEMINOLE DR W, 9992, LARGO, FL 33773-4551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 CENTER POINTE PL, SARASOTA, FL 34233-1684

Mortgage

Document Number	0001708602
Date	Apr 5, 2022
Instrument	1708/602

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1157 SIERRA CIR, MURPHY, NC 28906-4935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01552/0704
Date	Jan 10, 2017
Book Page	01552/0704
Instrument	00115

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00	$211,060 (-)	$211,060 (-) Land $25,000 Building $186,060
2023		$211,060	$211,060 Land $25,000 Building $186,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sierra Cir

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