1157 Seneca Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 1157 Seneca Rd, Baltimore, MD 21220

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,728 sqft · built 1934
Lot Size	0.381 acres (16,600 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (May 2017)
Tax Bill	$5,825 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2022 Transfer + 5 more
APN	`15-1518101080`

Property Details

APN / Parcel Number

Primary APN	`15-1518101080`
Alternative APN	`1518101080`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	192 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,600 sqft (0.381 acres)
Lot Dimensions	353 ft deep x 50 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	300 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	1518101080
Street Address	1157 SENECA RD
City	BALTIMORE
State	MD
Zip	21220-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWLEYS QUARTERS
Legal Subdivision	BOWLEYS QUARTERS
Legal Block	2
Legal Lot Number	161
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2014
Census Tract	451802

Owner

1157 Seneca Rd is owned and occupied by an individual who acquired it in October 2024.

Source: Baltimore County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	1157 SENECA RD, MIDDLE RIVER, MD 21220-4031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Dec 1, 2022	Intrafamily Transfer, Transfer
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit ROSEDALE FSLA
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit FAIRFAX COUNTY FCU
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOWARD BANK
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROSEDALE FSLA
May 12, 2017	Deed, Transfer · FHA Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on File
Deed Sale	May 12, 2017 · Amount on File
Deed Book / Page	38958 / 470
Last Transfer Date	Oct 18, 2024
Transfer Doc	0495650495
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1157 SENECA RD, BALTIMORE, MD 21220-4031
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 SENECA RD, BALTIMORE, MD 21220-4031

Mortgage

Document Number	0508150461
Date	Dec 16, 2025
Book Page	50815/461

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Dec 1, 2022
Property Address	1157 SENECA RD, BALTIMORE, MD 21220-4031
Document Number	0475740084
Book / Page	47574 / 84
Map Reference	MB WPC 7 FO 13
Instrument Date	Oct 31, 2022
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1157 SENECA RD, BALTIMORE, MD 21220-4031
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0469920423
Date	Jun 9, 2022
Book Page	46992/423

Lender

Name	ROSEDALE FSLA
Type	Bank
Address	NOTTINGHAM, MD 21236

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1157 SENECA RD, BALTIMORE, MD 21220-4031
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0410700388
Date	Jan 18, 2019
Book Page	41070/388

Lender

Name	FAIRFAX COUNTY FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1157 SENECA RD, BALTIMORE, MD 21220-4031
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0409220257
Date	Nov 30, 2018
Book Page	0040922/257

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1157 SENECA RD, BALTIMORE, MD 21220-4031
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0445750041
Date	Apr 27, 2021
Book Page	44575/41

Lender

Name	ROSEDALE FSLA
Type	Bank
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	May 12, 2017
Property Address	1157 SENECA RD, BALTIMORE, MD 21220-4031
Document Number	0389580470
Book / Page	0038958 / 470
Map Reference	MB7 FO13
Instrument Date	Mar 31, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 SENECA RD, MIDDLE RIVER, MD 21220-4031

Mortgage

Document Number	0038958478
Date	May 12, 2017
Instrument	0038958/478

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,900	$421,100 Land $254,600 Building $166,500
2024	$5,825.00 (+102.89%)
2023	$2,871.00	$369,500 Land $263,100 Building $106,400	$369,500 Land $263,100 Building $106,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1157 Seneca Rd; there have been 351 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 234 policies
Nearby Flood Policies	234 in force
Nearby Flood Claims	351 (1979–2024)
Claims Outside the SFHA	53 of 351
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Hurricane Isabel, Sep 2003 · 224 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1157 Seneca Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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