1157 San Rafael, Soledad, CA 93960 Property Records

Monterey County property record for 1157 San Rafael, Soledad, CA 93960

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,705 sqft · built 2007
Lot Size0.122 acres (5,299 sqft)
OwnerIndividual Name on File
Last Sale$426,000 (Oct 2018)
Tax Bill$7,057 (2025)
Deeds & MortgagesAug 2022 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022-511-080-000

Property Details

APN / Parcel Number

Primary APN022-511-080-000
Alternative APNs
  • 022511040000
  • 022-511-080

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,705 sqft Living Area
1st Floor Area1,705 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,299 sqft (0.122 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number022-511-080
Street Address1157 SAN RAFAEL
CitySOLEDAD
StateCA
Zip93960-3398
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIRAVALE II UNIT 1 VOL 23 C&T PG 33 TRACT# 1469 LOT 130 & POR OF LOT 131 AS DESC IN DOC# 2008049802 5299 SQ FT
Legal SubdivisionMIRAVALE II UNIT 1
Legal Tract1469
Legal Block1
Legal Lot Number130
JurisdictionMONTEREY CA
Township / Civil DivisionSOLEDAD
Census Block Group1
Census Block1023
Census Tract11106

Owner

1157 San Rafael is owned and occupied by an individual who bought it in October 2018.

Source: Monterey County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address1157 SAN RAFAEL, SOLEDAD, CA 93960-3398
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 30, 2018Grant Deed, Transfer
ALTERRA HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2018 · Amount on File
Deed SaleOct 30, 2018 · Amount on File
Prior SaleJul 31, 2008 · Amount on File
Deed Document Number201849885
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1157 SAN RAFAEL, SOLEDAD, CA 93960-3398
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1157 SAN RAFAEL, SOLEDAD, CA 93960-3398

Mortgage

Document Number0000034071
DateAug 12, 2022
Instrument2022034071
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJul 1, 2052

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateOct 30, 2018
Property Address1157 SAN RAFAEL, SOLEDAD, CA 93960-3398
Document Number0000049885
Instrument DateOct 26, 2018
Instrument49885
Transaction TypeTransfer
Record UpdatedNov 9, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$468.60
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1157 SAN RAFAEL SOLEDAD CA 939603398, SOLEDAD, CA 93960-3398

Mortgage

Document Number49886
DateOct 30, 2018
Instrument49886
Lender
NameALTERRA HM LNS
AddressLAS VEGAS, NV 89145
Agreement
AmountAmount on Record
Term360 Months
DueOct 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1157 San Rafael was $7,057.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySoledad City
Unified School DistrictSoledad Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$484,708 (+2%) Land $170,671 Building $314,037
2025$7,057.00$475,205 Land $167,325 Building $307,880
2023$6,289.00 (-1.53%)$456,755 Land $160,829 Building $295,926
2022$6,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1157 San Rafael in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1157 San Rafael is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SOLEDAD
serves 19,732 people · EPA ID CA2710011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

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