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1157 Ruby Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1157 Ruby Way, Gilroy, CA 95020 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage3,496 sqft Living Area
Lot Size5,413 sqft (0.124 acres)
OccupancyOwner Occupied
Last Sale$960,000 (2017)
Tax Bill$13,361.00 (2025)

Property Details

APN / Parcel Number

Primary APN808-52-045

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area3,496 sqft Living Area
1st Floor1,496 sqft 1st Floor
2nd Floor2,000 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2016
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area5,413 sqft (0.124 acres)
Parking Spaces2 Parking Spaces
Garage Area691 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1157 RUBY WAY
CityGILROY
StateCA
Zip95020-7121
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 10255 LOT 45
Legal Subdivision10255 VISTA BELLA
Legal Tract10255
Legal Lot Number45
JurisdictionSANTA CLARA CA
Minor Civil DivisionSOUTH SANTA CLARA VALLEY
Census Blockgroup1
Census Block1022
Census Tract512509

Owner

Source: Santa Clara County records · APN 808-52-045

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1157 RUBY WAY, GILROY, CA 95020-7121
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Line of Credit
TECHNOLOGY CREDIT UNION
Jun 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP
May 10, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 20, 2017Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2017 · Amount on Record
Deed SaleOct 20, 2017 · Amount on Record
Deed Doc Number23780736
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateJul 17, 2026
Property Address1157 RUBY WAY, GILROY, CA 95020-7121
Document Number0026019352
Instrument DateJul 13, 2026
Instrument202626019352
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1157 RUBY WAY, GILROY, CA 95020-7121

Mortgage

Document Number0026019352,
DateJul 17, 2026
Instrument202626019352
Lender
NameTECHNOLOGY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 20, 2051
Interest
Rate6.52%
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1157 RUBY WAY, GILROY, CA 95020-7121
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1157 RUBY WAY, GILROY, CA 95020-7121

Mortgage

Document Number0024997914
DateJun 16, 2021
Instrument24997914
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1157 RUBY WAY, GILROY, CA 95020-7121
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023929772
DateMay 10, 2018
Instrument23929772
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateOct 20, 2017
Property Address1157 RUBY WAY, GILROY, CA 95020-7121
Document Number0023780736
Instrument DateOct 06, 2017
Instrument23780736
Transaction TypeTransfer
Record UpdatedFeb 04, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,056.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1157 RUBY WAY GILROY CA 950207121, GILROY, CA 95020-7121

Mortgage

Document Number23780737
DateOct 20, 2017
Instrument23780737
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2047

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,361.00 (+2.21%) Homeowner's exemption$1,091,855 (+4.04%) Land $398,238 Building $693,617
2023$13,072.00 (+1.66%) Homeowner's exemption$1,049,459 Land $382,775 Building $666,684
2022$12,858.00

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