1157 Rock Rd, Union, MO 63084 Property Records

Franklin County property record for 1157 Rock Rd, Union, MO 63084

Property Summary

Property Type	Mobile Home
Details	1 ba · 672 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,500 (Sep 2025)
Tax Bill	$270 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-7-26.0-0-099-033.100`

Property Details

APN / Parcel Number

Primary APN	`17-7-26.0-0-099-033.100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Mobile Home
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	1157 ROCK RD
City	UNION
State	MO
Zip	63084-3247
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT N 1/2 NW E OF HWY 47 W OF ROCK RD
Legal Range	1W
Legal Township	43N
Legal Section	26
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2029
Census Tract	800603

Owner

Source: Franklin County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1157 ROCK RD UNION MO, MO
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Jan 29, 2015 · Amount on Record
Deed Document Number	20252511526
Prior Transfer Date	Mar 5, 2012
Prior Transfer Doc	0000004985
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1157 ROCK RD, UNION, MO 63084-3247
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002601217
Date	Jan 30, 2026
Instrument	2601217

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	96 Months
Due	Sep 10, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1157 ROCK RD, UNION, MO 63084-3247
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002511527
Date	Sep 11, 2025
Instrument	2511527

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2026

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$270.00 (-2.88%)	$4,533 (-2.22%)	$23,860 (-2.21%) Land $20,000 Building $3,860
2023	$278.00 (+8.59%)	$4,636	$24,400 Land $20,000 Building $4,400
2022	$256.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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