1157 Pine Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 1157 Pine Ridge Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,522 sqft · built 1985
Lot Size0.59 acres (25,700 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Jul 2023)
Tax Bill$1,302 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Jan 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1941-32-6822-000

Property Details

APN / Parcel Number

Primary APN1941-32-6822-000
Alternative APNs
  • 1818620
  • 1858621

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,522 sqft Living Area
1st Floor Area1,522 sqft 1st Floor
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area25,700 sqft (0.59 acres)
Garage Area252 sqft Garage
Patio Area120 sqft Patio
PorchPorch
Porch Area328 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1858621
Street Address1157 PINE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8893
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTRIDGE AA 464
Legal SubdivisionWESTRIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1013
Census Tract921000

Owner

Source: Watauga County records · APN 1941-32-6822-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7170 KENYON DR, DENVER, NC 28037-1419
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 20, 2021Warranty Deed, Transfer · Conventional Mortgage
RESOURCE FINANCIAL SERVICES INC
Jun 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Aug 03, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 12, 2023 · Amount on Record
Deed SaleJul 12, 2023 · Amount on Record
Prior SaleJan 20, 2021 · Amount on Record
Deed Document Number2023732664
Deed Book / Page2341 / 173
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJul 12, 2023
Property Address1157 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8893
Document Number0023410173
Book / Page2341 / 173
Map ReferenceMB 5 PG 246
Instrument DateJul 12, 2023
Instrument732664
Transaction TypeTransfer
Record UpdatedJul 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1157 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8893

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7170 KENYON DR, DENVER, NC 28037-1419

Mortgage

Document Number0000732665
DateJul 12, 2023
Instrument732665
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 20, 2021
Property Address1157 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8893
Document Number0021590784
Book / Page2159 / 784
Map ReferenceMB 5 PG 246
Instrument DateJan 11, 2021
Instrument701193
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 NICOLE RD, 3020, CLARKSVILLE, TN 37040-5913

Transferred To (Grantee/Buyer)

NameVerified Name
Address179 N KNOLL RD, SOUTHERN PINES, NC 28387-2907

Mortgage

Document Number701194
DateJan 20, 2021
Instrument701194
Lender
NameRESOURCE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address1157 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8893
Document Number0020330400
Instrument DateJun 14, 2019
Transaction TypeMortgage
Record UpdatedJul 01, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1157 PINE RIDGE RD BEECH MOUNTAIN NC 286048893, BEECH MOUNTAIN, NC 28604-8893

Mortgage

Document Number0020330400
DateJun 20, 2019
Book Page002033/000400
Instrument679953
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 19, 2034

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateAug 03, 2018
Property Address1157 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8893
Document Number0019850426
Book / Page001985 / 000426
Instrument DateAug 03, 2018
Instrument671062
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$315.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3508 SUNBELT DR CLARKSVILLE TN 370427249, CLARKSVILLE, TN 37042-7249

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,302.00 (+21.12%)$332,500 (+6.23%) Land $20,000 Building $312,500
2024$313,000 Land $20,000 Building $293,000
2023$313,000 (-) Land $20,000 Building $293,000
2022$1,075.00$313,000 Land $20,000 Building $293,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 43% of the US · above 63% of North Carolina
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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