Schenectady County and Schenectady City property record for 1157 Phoenix Ave, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,754 sqft · built 1930 |
| Lot Size | 0.176 acres (7,701 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,500 (Oct 2012) |
| Tax Bill | $6,927 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit May 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.77-1-68 |
| Primary APN | 421500 40.77-1-68 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,754 sqft Living Area |
| 1st Floor Area | 953 sqft |
| 2nd Floor Area | 801 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,701 sqft (0.176 acres) |
| Lot Dimensions | 151 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 395 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1157 PHOENIX AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AND 61 PT OF EACH 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 68.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1157 PHOENIX AVE, SCHENECTADY, NY 12308-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| May 22, 2018 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SARATOGA NATIONAL BANK & TRUST CO |
| May 12, 2020 | Loan Modification, Mortgage · Line of Credit SUNMARK CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2012 · Amount on Record |
| Deed Sale | Oct 18, 2012 · Amount on Record |
| Deed Document Number | 201245312 |
| Deed Book / Page | 1863 / 895 |
| Prior Transfer Date | Aug 6, 2001 |
| Prior Transfer Doc | 1607000394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1157 PHOENIX AVE, SCHENECTADY, NY 12308-2601 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1157 PHOENIX AVE, SCHENECTADY, NY 12308-2601 |
| Document Number | 0000037218 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 5313/135 |
| Instrument | 202337218 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1157 PHOENIX AVE, SCHENECTADY, NY 12308-2601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021840 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 4838/326 |
| Instrument | 201821840 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1157 PHOENIX AVE, SCHENECTADY, NY 12308-2601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017887 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 4997/938 |
| Instrument | 202017887 |
| Name | SARATOGA NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SARATOGA SPRINGS, NY 12866 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1157 PHOENIX AVE, SCHENECTADY, NY 12308-2601 |
| Document Number | 0000018373 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1157 PHOENIX AVE SCHENECTADY NY 123082601, SCHENECTADY, NY 12308-2601 |
| Document Number | 0000018373 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 004999/000342 |
| Instrument | 18373 |
| Name | SUNMARK CU |
|---|---|
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,927.00 (+2.67%) Homeowner's exemption | ||
| 2025 | $6,747.00 (+6.79%) | $147,300 (-) Land $22,100 Building $125,200 | $243,915 (+30.82%) Land $36,596 Building $207,319 |
| 2023 | $147,300 (-) Land $22,100 Building $125,200 | $186,456 (+3.8%) Land $27,975 Building $158,481 | |
| 2022 | $147,300 Land $22,100 Building $125,200 | $179,634 Land $26,951 Building $152,683 | |
| 2021 | $6,318.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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