1157 N 13th Sq, Vero Beach, FL 32960 Property Records

Indian River County property record for 1157 N 13th Sq, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,703 sqft · built 2005
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$87,600 (Aug 2006)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-11-00036-0000-00101.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-11-00036-0000-00101.0`
Alternative APN	`74965`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
Gross Area	2,271 sqft
1st Floor Area	1,703 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	85 ft deep x 40 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	384 sqft
Porch	Screened Porch
Porch Area	346 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1157 N 13TH SQ
City	VERO BEACH
State	FL
Zip	32960-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	WATERFORD LAKES SUB PHASE III LOT 101 PBI 17-60
Legal Range	39E
Legal Township	33S
Legal Section	11
Legal Subdivision	WATERFORD LAKES SUBDIVISION PHASE III
Legal Phase	3
Legal Lot Number	101
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1006
Census Tract	50602

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1157 N 13TH SQ, VERO BEACH, FL 32960-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2006 · Amount on File
Deed Sale	Aug 29, 2006 · Amount on File
Prior Sale	Sep 12, 2005 · Amount on File
Deed Document Number	20061780103
Deed Book / Page	2073 / 357
Prior Transfer Date	Aug 18, 2006
Prior Transfer Doc	0020730357
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1157 N 13TH SQ, VERO BEACH, FL 32960-2101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032641980
Date	Dec 26, 2019
Book Page	3264/1980
Instrument	3120190074875

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00 (+26.91%) Homeowner's exemption	$122,312 (+5.99%)	$304,230 (-0.98%) Land $34,000 Building $270,230
2023	$1,230.00 (+3.54%)	$115,403 (+3%)	$307,232 (+15.52%) Land $34,000 Building $273,232
2022	$1,188.00	$112,041	$265,948 Land $21,250 Building $244,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (2007–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20