1157 Main St, Jackson, KY 41339 Property Records

Breathitt County property record for 1157 Main St, Jackson, KY 41339

Property Summary

Property TypeCommercial
Details13,200 sqft · built 1920
Lot Size0.26 acres (11,326 sqft)
OwnerCompany Name on Record
Tax Bill$2,247 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN103-10-03-004.00

Property Details

APN / Parcel Number

Primary APN103-10-03-004.00
Alternative APNs
  • 4835
  • 8828

Interior

Stories2 Stories
Building Area13,200 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Width275 ft Width
Garage TypeMixed
DrivewayPaver Driveway

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number8828
Street Address1157 MAIN ST
CityJACKSON
StateKY
Zip41339-1141
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description.26 AC 1 COM BLDG
JurisdictionBREATHITT KY
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2016
Census Tract920301

Owner

Source: Breathitt County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1037 COLLEGE AVE, 201, JACKSON, KY 41339-1017
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionBREATHITT KY
Recording DateJan 19, 2023
Property Address1157 MAIN ST, JACKSON, KY 41339-1141
Document Number00D268/248
Book / PageD268 / 248
Map ReferenceDB 153 PG 527
Instrument DateDec 22, 2022
Instrument125855
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 111, JACKSON, KY 41339-0111

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 PINE HILL DR, JACKSON, KY 41339-9684

Mortgage

Document Number0000125856
DateJan 19, 2023
Instrument125856
Lender
NameCITIZENS BANK & TRUST
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2043

Tax Assessment & Valuation

Source: Breathitt County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyBreathitt County
MunicipalityJackson City
Unified School DistrictJackson Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,247.00 (+0.81%)$300,000 (-) Land $190,000 Building $110,000$300,000 (-) Land $190,000 Building $110,000
2023$2,229.00$300,000$300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims15 (2003–2025)
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 2 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 6 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON MUNICIPAL WATER WORKS
serves 4,704 people · EPA ID KY0130208
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Treatment and ProcedureColiform assessment
Oct 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Thacker-Grigsby Telephone
Fiber
1,000 / 1,000
Crystal Broadband Networks
Fiber
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Main St

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