1157 Madison Rd, Beloit, WI 53511 Property Records

Rock County property record for 1157 Madison Rd, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 572 sqft · built 1929
Lot Size	0.113 acres (4,922 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,900 (Jun 2008)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Jun 2006 Mortgage Sep 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206 12741055`

Property Details

APN / Parcel Number

Primary APN	`206 12741055`
Alternative APN	`12741055`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	572 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,922 sqft (0.113 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 12741055
Street Address	1157 MADISON RD
City	BELOIT
State	WI
Zip	53511-4161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART L 32 MOSELEYS ADD COM 171.5 FT NWLY OF SE COR L 32 TH NELY 50 FT, TH NLY 77.76 FT, TH WLY 11.1 FT, TH SWLY 97.3 FT, TH S
Legal Subdivision	MOSELEYS ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3017
Census Tract	2100

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2524 LAUNDALE DR, BELOIT, WI 53511-4025
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2006	Deed of Trust, Mortgage · ARM BWM MORTGAGE LLC
Sep 21, 2005	Deed of Trust, Mortgage · Conventional Mortgage NEW CENTURY MORTGAGE CORP
Jun 30, 2008	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST
Apr 7, 2008	Sheriff's Deed, Foreclosure
Apr 26, 2006	Intrafamily Transfer, Transfer · ARM BWM MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2008 · Amount on Record
Deed Sale	Jun 30, 2008 · Amount on Record
Prior Sale	Apr 7, 2008
Deed Document Number	20081835330
Prior Transfer Date	Apr 18, 2006
Prior Transfer Doc	0001748113
Record Updated	Jun 8, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1157 MADISON RD, BELOIT, WI 53511-4161
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001754019
Date	Jun 14, 2006
Instrument	1754019

Lender

Name	BWM MORTGAGE LLC
Type	Mortgage Company
Address	MILWAUKEE, WI 53226

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.49%
Type Change Date	Jun 13, 2008
Change Frequency	6 Months
Min Rate At Change	8.49%
Max Rate At Change	11.4%
Index	6-Month LIBOR
Max Rate	14.4%

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1157 MADISON RD, BELOIT, WI 53511-4161
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001723536
Date	Sep 21, 2005
Instrument	1723536

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2035

June 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 30, 2008
Property Address	1157 MADISON RD, BELOIT, WI 53511-4161
Document Number	0001835330
Instrument Date	Jun 20, 2008
Instrument	1835330
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2524 LAUNDALE DR, BELOIT, WI 53511-4025

Mortgage

Document Number	0001835331
Date	Jun 30, 2008
Instrument	1835331

Lender

Name	FIRST NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2013

April 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROCK WI
Recording Date	Apr 7, 2008
Property Address	1157 MADISON RD, BELOIT, WI 53511-4161
Document Number	0001826614
Instrument Date	Mar 5, 2008
Instrument	1826614
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

April 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Apr 26, 2006
Property Address	1157 MADISON RD, BELOIT, WI 53511-4161
Document Number	0001748113
Instrument Date	Apr 18, 2006
Instrument	1748113
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 MADISON RD, BELOIT, WI 53511-4161

Mortgage

Document Number	0001748114
Date	Apr 26, 2006
Instrument	1748114

Lender

Name	BWM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.49%
Type Change Date	May 1, 2009
Change Frequency	6 Months
Min Rate At Change	8.49%
Max Rate At Change	11.4%
Index	6-Month LIBOR
Max Rate	14.4%

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,728.00 (+24.59%)	$106,200 (+19.86%) Land $13,900 Building $92,300	$116,600 (+15.67%)
2023	$1,387.00	$88,600 Land $13,000 Building $75,600	$100,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiteWire, Metronet.

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