1157 Lucerne Dr, Mobile, AL 36608 Property Records

Mobile County property record for 1157 Lucerne Dr, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,878 sqft · built 1989
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Mar 2023)
Tax Bill$1,201 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022802092002083

Property Details

APN / Parcel Number

Primary APNR022802092002083
Alternative APNs
  • 28 02 09 2 002 083.XXX
  • 00458542
  • 458542

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,878 sqft Living Area
1st Floor Area1,248 sqft
Upper Floors Area1,260 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area12 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number458542
Street Address1157 LUCERNE DR
CityMOBILE
StateAL
Zip36608-4180
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 PINES ADDN TO ALPINE HILLS MBK 16 P 28 #SEC 09 T4S R2W #MP28 02 09 2 002
Legal Range04S
Legal Township04S
Legal Section09
Legal SubdivisionPINES ADDN
Legal Lot Number3
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1016
Census Tract3405

Owner

1157 Lucerne Dr is owned and occupied by two individuals who bought it in March 2023.

Source: Mobile County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address1157 LUCERNE DR, MOBILE, AL 36608-4180
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 22, 2020Warranty Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2023 · Amount on File
Deed SaleMar 2, 2023 · Amount on File
Prior SaleJun 22, 2020 · Amount on File
Deed Document Number202311537
Prior Transfer DateApr 26, 2010
Prior Transfer Doc0000029355
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMar 2, 2023
Property Address1157 LUCERNE DR, MOBILE, AL 36608-4180
Document Number0000011537
Map ReferenceMB 16 PG 28
Instrument DateFeb 28, 2023
Instrument2023011537
Transaction TypeTransfer
Record UpdatedMar 22, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 45829, MOBILE, AL 36666

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1157 LUCERNE DR, MOBILE, AL 36608-4180

Mortgage

Document Number0000011538
DateMar 2, 2023
Instrument2023011538
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2053

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJun 22, 2020
Property Address1157 LUCERNE DR, MOBILE, AL 36608-4180
Document Number0000036752
Map ReferenceMB 16 PG 28
Instrument DateJun 5, 2020
Instrument2020036752
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyATC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9015 VIKCIE LANE, 9015, MOBILE, AL 36608

Transferred To (Grantee/Buyer)

NameVerified Name
Address1157 LUCERNE DR, MOBILE, AL 36608-4180

Mortgage

Document Number0000036753
DateJun 22, 2020
Instrument2020036753
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1157 Lucerne Dr was $1,201 with a homeowner's exemption, down 1.9% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,201.00 (-1.88%) Homeowner's exemption$19,810 (+3.72%) Land $2,000 Building $17,810$198,100 (+3.72%) Land $20,000 Building $178,100
2024$1,224.00 (+59.17%)$19,100 (+46.7%) Land $2,000 Building $17,100$191,000 (+46.7%) Land $20,000 Building $171,000
2023$769.00 Homeowner's exemption$13,020 Land $2,280 Building $10,740$130,200 Land $22,800 Building $107,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1157 Lucerne Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims13 (1978–2010)
Claims Outside the SFHA7 of 13
Most Recent ClaimMay 2010 · rainfall accumulation
Claims by Event
  • Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1157 Lucerne Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 64% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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