1157 Harmony Dr S, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1157 Harmony Dr S, Saint Johns, FL 32259

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,955 sqft · built 1996
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$293,000 (Aug 2023)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005414-0280`

Property Details

APN / Parcel Number

Primary APN	`005414-0280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,955 sqft Living Area
1st Floor Area	1,955 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	85 ft deep x 180 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	48 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1157 HARMONY DR S
City	SAINT JOHNS
State	FL
Zip	32259-3822
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RMH
Legal Description	HARMONY VILLAGE LOTS 19 & 28 (PLAT IN OR177/75) OR5803/1798
Legal Subdivision	HARMONY VILLAGE UNPLATTED
Legal Block	1
Legal Lot Number	19,28
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1010
Census Tract	20803

Owner

1157 Harmony Dr S, a mobile home, is owned and occupied by two individuals who bought it in August 2023.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1157 HARMONY DR S, SAINT JOHNS, FL 32259-3822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Deed Document Number	202361021
Deed Book / Page	5803 / 1798
Prior Transfer Date	Jun 6, 2003
Prior Transfer Doc	0031011797
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 3, 2023
Property Address	1157 HARMONY DR S, SAINT JOHNS, FL 32259-3822
Document Number	0058031798
Book / Page	5803 / 1798
Map Reference	MB 177 PG 75
Instrument Date	Jul 28, 2023
Instrument	2023061021
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,051.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11120 ZEPHYR WAY, JACKSONVILLE, FL 32223-7317

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1157 HARMONY DR S, SAINT JOHNS, FL 32259-3822

Mortgage

Document Number	0058031800
Date	Aug 3, 2023
Instrument	5803/1800

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1157 Harmony Dr S was $3,480 with a homeowner's exemption, up 13.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,712 (+2.7%)	$313,253 (+9.3%) Land $185,000 Building $128,253
2025	$3,480.00 (+13.06%) Homeowner's exemption	$272,358	$286,588 Land $170,000 Building $116,588
2024	$3,078.00 (+530.74%)
2023	$488.00 (-0.2%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$71,944 (+3%)	$266,779 (+75.02%) Land $150,000 Building $116,779
2022	$489.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$69,849	$152,431 Land $100,800 Building $51,631

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1157 Harmony Dr S in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	39 (1991–2017)
Claims Outside the SFHA	26 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 22 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1157 Harmony Dr S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS LANDING WTP private · serves 38 people · EPA ID FL2550250
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	JEA MAJOR GRID
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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