Genesee County property record for 1157 Emerald Forest Ln, Davison, MI 48423
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,697 sqft · built 2003 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Aug 2024) |
| Tax Bill | $5,648 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-11-551-018 |
| Primary APN | 05-11-551-018 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,697 sqft Living Area |
| 1st Floor Area | 876 sqft |
| Basement Area | 876 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1157 EMERALD FOREST LN |
|---|---|
| City | DAVISON |
| State | MI |
| Zip | 48423-9003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NOT AVAILA |
| Legal Description | LOT 18 CHESTNUT HILLS SUB NO 1 SEC 11 T7N R8E |
| Legal Range | 08E |
| Legal Township | 07N |
| Legal Section | 11 |
| Legal Subdivision | CHESTNUT HILLS SUB |
| Legal Lot Number | 18 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | DAVISON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11712 |
1157 Emerald Forest Ln is owned and occupied by an individual who acquired it in October 2024.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1157 EMERALD FOREST LN, DAVISON, MI 48423-9003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 13, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on File |
| Deed Sale | Aug 1, 2024 · Amount on File |
| Prior Sale | Sep 24, 2003 · Amount on File |
| Deed Document Number | 202441977 |
| Last Transfer Date | Oct 2, 2024 |
| Transfer Doc | 0000051176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jul 6, 2026 |
| Property Address | 1157 EMERALD FOREST LN, DAVISON, MI 48423-9003 |
| Document Number | 0000040705 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202640705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1157 EMERALD FOREST LN, DAVISON, MI 48423-9003 |
| Document Number | 0000040705, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202640705 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 1, 2051 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 1157 EMERALD FOREST LN, DAVISON, MI 48423-9003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1157 EMERALD FOREST LN, DAVISON, MI 48423-9003 |
| Document Number | 0000005972 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 202402130005972 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1157 Emerald Forest Ln was $5,648 with a homeowner's exemption, up 54.2% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Davison Township |
| Unified School District | Davison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,600 (+2.64%) Land $21,800 Building $133,800 | $311,200 (+2.64%) Land $43,600 Building $267,600 | |
| 2025 | $5,648.00 (+54.19%) Homeowner's exemption | $151,600 | $303,200 |
| 2024 | $3,663.00 | ||
| 2023 | $116,500 | $233,000 | |
| 2019 | $2,874.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1157 Emerald Forest Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1157 Emerald Forest Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615 |
|---|---|
| Water Source | Purchased surface water from KAREGNONDI WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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