1157 E Waters Edge St, Derby, KS 67037 Property Records

Sedgwick County property record for 1157 E Waters Edge St, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,681 sqft · built 2009
Lot Size	0.368 acres (16,025 sqft)
Owner	Trust Name on File
Last Sale	$202,500 (Sep 2020)
Tax Bill	$9,201 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GY DY00827`

Property Details

APN / Parcel Number

Primary APN	`GY DY00827`
Alternative APNs	`229-31-0-31-02-011.00` `00502227`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,681 sqft Living Area
Gross Area	5,577 sqft
1st Floor Area	2,165 sqft
Basement Area	2,111 sqft
Finished Basement	1,516 sqft
Unfinished Basement	595 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,025 sqft (0.368 acres)
Terrain	Steep
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	934 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	367 sqft
Deck Area	315 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00502227
Street Address	1157 E WATERS EDGE ST
City	DERBY
State	KS
Zip	67037-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK R OAKS ADD., THE
Legal Range	2E
Legal Township	28
Legal Section	31
Legal Subdivision	OAKS ADD
Legal Block	R
Legal Lot Number	5
Jurisdiction	SEDGWICK KS
Township / Civil Division	GYPSUM
Census Block Group	2
Census Block	2009
Census Tract	10007

Owner

1157 E Waters Edge St is owner-occupied and held in a trust since September 2020.

Source: Sedgwick County records, as of July 14, 2025

Owner of Record	Trust Name on File
Mailing Address	1157 E WATERS EDGE ST, DERBY, KS 67037-4036
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Intrafamily Transfer, Transfer · VA Mortgage MID-CONTINENT FUNDING INC
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Aug 16, 2019 · Amount on File
Deed Document Number	202029992211
Deed Book / Page	2999 / 2211
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	02999/2211
Record Updated	Jun 8, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEDGWICK KS
Recording Date	Sep 28, 2020
Property Address	1157 E WATERS EDGE ST, DERBY, KS 67037-4036
Document Number	2999/2211
Book / Page	2999 / 2211
Instrument Date	Sep 21, 2020
Instrument	29992211
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 E WATERS EDGE ST, DERBY, KS 67037-4036

Mortgage

Document Number	29992212
Date	Sep 28, 2020
Instrument	29992212

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Aug 16, 2019
Property Address	1157 E WATERS EDGE ST, DERBY, KS 67037-4036
Document Number	2987/0540
Book / Page	2987 / 0540
Instrument Date	Aug 14, 2019
Instrument	29870540
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1157 E WATERS EDGE ST, DERBY, KS 67037-4036

Mortgage

Document Number	29870541
Date	Aug 16, 2019
Instrument	29870541

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Gypsum Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,299 Land $16,560 Building $52,739	$602,600 Land $144,000 Building $458,600
2024	$9,201.00 (-13.89%)
2023	$10,685.00 (+1.51%)	$61,698 Land $11,558 Building $50,140	$536,500 Land $100,500 Building $436,000
2022	$10,526.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1157 E Waters Edge St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1157 E Waters Edge St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 61% of Kansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless · Fiber in parts of the area	500 / 100

May also be available: IdeaTek, T-Mobile, Twin Valley, Verizon.

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