1157 Carmel Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 1157 Carmel Dr, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,238 sqft · built 1969
Lot Size	0.458 acres (19,952 sqft)
Owner	Individual Name on File
Last Sale	$282,500 (Sep 2019)
Tax Bill	$10,839 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`635-0-062-385`

Property Details

APN / Parcel Number

Primary APN	`635-0-062-385`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,238 sqft Living Area
1st Floor Area	2,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	19,952 sqft (0.458 acres)
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces
Patio Area	176 sqft

Location & Zoning

Street Address	1157 CARMEL DR
City	SIMI VALLEY
State	CA
Zip	93065-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120
Legal Description	LOT: 45 REF: 023MR 081
Legal Subdivision	LAKE VIEW TRACT
Legal Block	62
Legal Lot Number	45
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1008
Census Tract	7513

Owner

1157 Carmel Dr is owned and occupied by an individual who acquired it in October 2020.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1157 CARMEL DR, SIMI VALLEY, CA 93065-4116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSTOMER SERVICE MORTGAGE CORP
Jan 28, 2021	Quit Claim Deed, Transfer CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO
Jul 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 16, 2019	Grant Deed, Transfer · ARM HOMEBRIDGE FINANCIAL SERVICES INC
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit LOS ANGELES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Sep 11, 2014 · Amount on File
Deed Document Number	2019109488
Last Transfer Date	Oct 15, 2020
Transfer Doc	0000017984
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1157 CARMEL DR, SIMI VALLEY, CA 93065-4116
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	CONSUMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 CARMEL DR, SIMI VALLEY, CA 93065-4116

Mortgage

Document Number	0000060311
Date	Mar 23, 2021
Instrument	20210323-00060311

Lender

Name	CUSTOMER SERVICE MORTGAGE CORP
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 28, 2021
Property Address	1157 CARMEL DR, SIMI VALLEY, CA 93065-4116
Document Number	0000017984
Instrument Date	Oct 15, 2020
Instrument	17984
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1157 CARMEL DR SIMI VALLEY CA 930654116, SIMI VALLEY, CA 93065-4116

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jul 1, 2020
Property Address	1157 CARMEL DR, SIMI VALLEY, CA 93065-4116
Document Number	0000094578
Map Reference	MB 23 PG 81
Instrument Date	Jun 26, 2020
Instrument	20200701-00094578
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1157 CARMEL DR, SIMI VALLEY, CA 93065-4116

Mortgage

Document Number	0000094579
Date	Jul 1, 2020
Instrument	20200701-00094579

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 16, 2019
Property Address	1157 CARMEL DR, SIMI VALLEY, CA 93065-4116
Document Number	0000109488
Map Reference	MB 23 PG 81
Instrument Date	Sep 11, 2019
Instrument	20190916-00109488
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1157 CARMEL DR, SIMI VALLEY, CA 93065-4116

Mortgage

Document Number	0000109489
Date	Sep 16, 2019
Instrument	20190916-00109489

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1157 CARMEL DR, SIMI VALLEY, CA 93065-4116
Document Number	0000067144
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 CARMEL DR SIMI VALLEY CA 930654116, SIMI VALLEY, CA 93065-4116

Mortgage

Document Number	0000067144
Date	Jun 12, 2018
Instrument	67144

Lender

Name	LOS ANGELES FCU
Type	Credit Union
Address	GLENDALE, CA 91205

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1157 Carmel Dr was $10,839, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$936,629 (+2%) Land $546,746 Building $389,883
2025	$10,839.00 (+1.12%)	$918,264 Land $536,025 Building $382,239
2024	$10,719.00 (+6.29%)
2023	$10,085.00 (+0.01%)	$882,607 (+2%) Land $515,209 Building $367,398
2022	$10,084.00	$865,301 Land $505,106 Building $360,195

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1157 Carmel Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1157 Carmel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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