St. Johns County property record for 1157 Ashmore Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,630 sqft · built 1997 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $699,000 (Jan 2025) |
| Tax Bill | $6,051 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000632-0260 |
| Primary APN | 000632-0260 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,630 sqft Living Area |
| Gross Area | 3,290 sqft |
| 1st Floor Area | 2,322 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 230 sqft |
| Deck Area | Deck Area |
| Patio Area | 642 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1157 ASHMORE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 29/11-18 RIVER OAKS PLANTATION UNIT 2 LOT 26 OR6081/1443 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 42 |
| Legal Subdivision | RIVER OAKS PLANTATION UNIT 2 |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20803 |
1157 Ashmore Dr is owned and occupied by two individuals who bought it in January 2025.
Source: St. Johns County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1157 ASHMORE DR, SAINT JOHNS, FL 32259-8984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit LIBERTY FEDERAL CREDIT UNION |
| Jul 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FLORIDA CU |
| Jun 8, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jul 15, 2020 | Correction Deed COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on File |
| Deed Sale | Jan 8, 2025 · Amount on File |
| Prior Sale | Jul 15, 2020 · Amount on File |
| Deed Document Number | 20251887 |
| Deed Book / Page | 6081 / 1443 |
| Prior Transfer Date | Nov 26, 2024 |
| Prior Transfer Doc | 0060811441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 1157 ASHMORE DR, SAINT JOHNS, FL 32259-8984 |
| Document Number | 0000060668 |
| Book / Page | 6402 / 475 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202660668 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | TITLE SERVICE, MATTINGLY FORD TITLE SERVICE |
| Name | Verified Name |
|---|---|
| Address | 1157 ASHMORE DR, SAINT JOHNS, FL 32259-8984 |
| Document Number | 0000060668, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 6402/475 |
| Instrument | 202660668 |
| Name | LIBERTY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1157 ASHMORE DR, SAINT JOHNS, FL 32259-8984 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1157 ASHMORE DR, ST JOHNS, FL 32259-8984 |
| Document Number | 0053230889 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 5323/889 |
| Instrument | 2021080849 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 15, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 8, 2020 |
| Property Address | 1157 ASHMORE DR, SAINT JOHNS, FL 32259-8984 |
| Document Number | 0049591509 |
| Book / Page | 4959 / 1509 |
| Map Reference | MB 29 PG 11-18 |
| Instrument Date | May 5, 2020 |
| Instrument | 2020044222 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | COSMOPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1157 ASHMORE DR, SAINT JOHNS, FL 32259-8984 |
| Document Number | 49591515 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 4959/1515 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 15, 2020 |
| Property Address | 1157 ASHMORE DR, SAINT JOHNS, FL 32259-8984 |
| Document Number | 0049900295 |
| Book / Page | 004990 / 000295 |
| Instrument Date | May 5, 2020 |
| Instrument | 56981 |
| Record Updated | Aug 14, 2020 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1157 ASHMORE DR ST JOHNS FL 322598984, ST JOHNS, FL 32259-8984 |
The 2025 property tax bill for 1157 Ashmore Dr was $6,051, up 11.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521,594 (+47.8%) Land $130,000 Building $391,594 | $521,594 (-11.02%) Land $130,000 Building $391,594 | |
| 2025 | $6,051.00 (+11.15%) Homeowner's exemption | $352,895 | $586,198 Land $138,000 Building $448,198 |
| 2024 | $5,444.00 (+8.02%) | ||
| 2023 | $5,040.00 (+2.23%) Homeowner's exemption | $332,960 (+3%) | $465,746 (+7.56%) Land $120,000 Building $345,746 |
| 2022 | $4,930.00 Homeowner's exemption | $323,262 | $432,997 Land $123,200 Building $309,797 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1157 Ashmore Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 8 (1996–2017) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1157 Ashmore Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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