Calvert County property record for 11561 Senora Ln, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,324 sqft · built 1993 |
| Lot Size | 0.229 acres (10,005 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Oct 2025) |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Sep 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-136097 |
| Primary APN | 01-136097 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,324 sqft Total Area |
| Basement Area | 993 sqft |
| Finished Basement | 993 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,005 sqft (0.229 acres) |
| Porch | Slab |
| Porch Area | 102 sqft |
| Deck Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 136097 |
|---|---|
| Street Address | 11561 SENORA LN |
| City | LUSBY |
| State | MD |
| Zip | 20657-4817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 79 SEC 2-P CHES RANCH ESTS |
| Legal Subdivision | CHESAPK RAN ES |
| Legal Lot Number | 79 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 861004 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11561 SENORA LN, LUSBY, MD 20657-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Sep 11, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 29, 2018 | Quit Claim Deed, Transfer OTHER |
| Jun 1, 2017 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Jun 1, 2017 · Amount on Record |
| Deed Book / Page | 6807 / 278 |
| Prior Transfer Date | Jun 28, 2018 |
| Prior Transfer Doc | 0052150134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 28, 2025 |
| Property Address | 11561 SENORA LN, LUSBY, MD 20657-4817 |
| Document Number | 0068070278 |
| Book / Page | 6807 / 278 |
| Map Reference | MB 1 PL 113 |
| Instrument Date | Oct 27, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11561 SENORA LN, LUSBY, MD 20657-4817 |
| Document Number | 0006807284 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 6807/284 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Number | 0068070304 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 6807/304 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 11, 2025 |
| Property Address | 11561 SENORA LN, LUSBY, MD 20657-4817 |
| Document Number | 0067840024 |
| Book / Page | 6784 / 24 |
| Map Reference | MB 1 PL 113 |
| Instrument Date | Aug 8, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 11561 SENORA LN, LUSBY, MD 20657-4817 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 29, 2018 |
| Property Address | 11561 SENORA LN, LUSBY, MD 20657-4817 |
| Document Number | 0052150134 |
| Book / Page | 005215 / 000134 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11561 SENORA LN LUSBY MD 206574817, LUSBY, MD 20657-4817 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 1, 2017 |
| Property Address | 11561 SENORA LN, LUSBY, MD 20657-4817 |
| Document Number | 0050020303 |
| Book / Page | 5002 / 303 |
| Map Reference | MB1 PG113 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 11561 SENORA LN, LUSBY, MD 20657-4817 |
| Document Number | 0005002308 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 5002/308 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,000 (+9.91%) Land $55,200 Building $314,800 | $370,000 (-) Land $55,200 Building $314,800 | |
| 2025 | $3,961.00 (+41.26%) Homeowner's exemption | $336,633 (+24.73%) | $370,000 (+37.09%) Land $55,200 Building $314,800 |
| 2023 | $2,804.00 Homeowner's exemption | $269,900 Land $55,200 Building $214,700 | $269,900 Land $55,200 Building $214,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 84% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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