11560 W Clover Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 11560 W Clover Rd, Tracy, CA 95304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,862 sqft · built 1978
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (May 2019)
Tax Bill	$7,789 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`212-260-220-000`

Property Details

APN / Parcel Number

Primary APN	`212-260-220-000`
Alternative APN	`212-260-22`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,862 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	50,530 sqft (1.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Old Parcel Number	212-260-22
Street Address	11560 W CLOVER RD
City	TRACY
State	CA
Zip	95304-8882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	TRACY GND FARMS BLK 16 LOT 7,10
Legal Subdivision	TRACY GARDEN FARMS
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2000
Census Tract	5225

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11560 W CLOVER RD, TRACY, CA 95304-8882
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC
May 17, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Nov 27, 1996 · Amount on Record
Deed Document Number	201950773
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	11560 W CLOVER RD, TRACY, CA 95304-8882
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11560 W CLOVER RD, TRACY, CA 95304-8882

Mortgage

Document Number	0000184178
Date	Nov 3, 2021
Instrument	2021-184178

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	11560 W CLOVER RD, TRACY, CA 95304-8882
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11560 W CLOVER RD, TRACY, CA 95304-8882

Mortgage

Document Number	0000002017
Date	Jan 6, 2021
Instrument	2021-002017

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 17, 2019
Property Address	11560 W CLOVER RD, TRACY, CA 95304-8882
Document Number	0000050773
Map Reference	VOL 8 PG 1
Instrument Date	May 15, 2019
Instrument	2019-050773
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11560 W CLOVER RD, TRACY, CA 95304-8882

Mortgage

Document Number	0000050774
Date	May 17, 2019
Instrument	2019-050774

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,789.00 (-0.03%)
2025	$7,791.00 (+10.14%)	$669,308 (+4.04%) Land $334,654 Building $334,654
2023	$7,074.00 (+2.03%)	$643,320 Land $321,660 Building $321,660	$769,410
2022	$6,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2023–2025)
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Matrix Broadband.

Nearby Properties on W Clover Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures