1156 Waverly Cir, Hercules, CA 94547 Property Records

Contra Costa County property record for 1156 Waverly Cir, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,418 sqft · built 2004
Lot Size	0.093 acres (4,065 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Feb 2017)
Tax Bill	$11,813 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`404-680-027-4`

Property Details

APN / Parcel Number

Primary APN	`404-680-027-4`
Alternative APN	`404-680-027`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,418 sqft Living Area
1st Floor Area	1,126 sqft
2nd Floor Area	1,292 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Cluster
Lot Area	4,065 sqft (0.093 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1156 WAVERLY CIR
City	HERCULES
State	CA
Zip	94547-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8660 L27
Legal Subdivision	SUBDIVISION 8660
Legal Tract	8660
Legal Lot Number	27
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	392300

Owner

1156 Waverly Cir is owned and occupied by two individuals who bought it in February 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1156 WAVERLY CIR, HERCULES, CA 94547-5406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Apr 9, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Feb 7, 2017	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Feb 7, 2017	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017 · Amount on File
Deed Sale	Feb 7, 2017 · Amount on File
Prior Sale	May 20, 2005 · Amount on File
Deed Document Number	201724167
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1156 WAVERLY CIR, HERCULES, CA 94547-5406
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1156 WAVERLY CIR, HERCULES, CA 94547-5406

Mortgage

Document Number	0000052225
Date	Jun 1, 2023
Instrument	2023-052225

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	9%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	17%
Index	Other
Max Rate	17%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1156 WAVERLY CIR, HERCULES, CA 94547-5406
Document Number	0000073592
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1156 WAVERLY CIR HERCULES CA 945475406, HERCULES, CA 94547-5406

Mortgage

Document Number	0000073592
Date	Apr 17, 2020
Instrument	73592

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 7, 2017
Property Address	1156 WAVERLY CIR, HERCULES, CA 94547-5406
Document Number	0000024167
Map Reference	MAP461 PG28
Instrument Date	Jan 26, 2017
Instrument	2017-024167
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1156 WAVERLY CIR, HERCULES, CA 94547-5406

Mortgage

Document Number	0000024168
Date	Feb 7, 2017
Instrument	2017-024168

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 7, 2017
Property Address	1156 WAVERLY CIR, HERCULES, CA 94547-5406
Document Number	0000024166
Instrument Date	Dec 1, 2016
Instrument	24166
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2030 VAN NUYS WAY RANCHO CORDOVA CA 956702426, RANCHO CORDOVA, CA 95670-2426

Tax Assessment & Valuation

The 2025 property tax bill for 1156 Waverly Cir was $11,813 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,623 (+2%) Land $331,460 Building $426,163
2025	$11,813.00 Homeowner's exemption	$742,768 Land $324,961 Building $417,807
2023	$11,136.00 (+1.4%) Homeowner's exemption	$713,928 Land $312,344 Building $401,584
2022	$10,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1156 Waverly Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1156 Waverly Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

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