1156 Mallet Bayou Rd, Freeport, FL 32439 Property Records

Walton County property record for 1156 Mallet Bayou Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1992
Lot Size	0.948 acres (41,295 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Apr 2022)
Tax Bill	$1,636 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-1S-19-23000-005-0081`

Property Details

APN / Parcel Number

Primary APN	`34-1S-19-23000-005-0081`
Alternative APN	`1075840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	2,763 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,295 sqft (0.948 acres)
Lot Dimensions	24.3 ft deep x 17 ft wide
Garage Type	Detached - Finished
Garage Area	280 sqft
Porch	Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1075840
Street Address	1156 MALLET BAYOU RD
City	FREEPORT
State	FL
Zip	32439-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE/C OF SE4 OF NW4 OF SEC 34-1S-19W,N 89 DEG 58'37W 126.54FT TO POB,SAID PT LYING ON SWLY ROW OF MALLET BAYOU DR,CONT
Legal Range	19W
Legal Township	01S
Legal Section	34
Legal Subdivision	MALLET BAYOU
Legal Block	5
Legal Lot Number	81
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1033
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1156 MALLET BAYOU RD, FREEPORT, FL 32439-4607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Apr 22, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Mar 19, 2012 · Amount on Record
Deed Document Number	20220019285
Deed Book / Page	3249 / 1752
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1156 MALLET BAYOU RD, FREEPORT, FL 32439-4607
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	SOUTH FLORIDA TITLE ASSOCIATES, SOUTH FLORIDA TITLE ASSC LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1156 MALLET BAYOU RD, FREEPORT, FL 32439-4607

Mortgage

Document Number	0031940793
Date	Apr 22, 2021
Book Page	3194/793
Instrument	20210019703

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 22, 2022
Property Address	1156 MALLET BAYOU RD, FREEPORT, FL 32439-4607
Document Number	0032491752
Book / Page	3249 / 1752
Instrument Date	Apr 19, 2022
Instrument	20220019285
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18707 LEON WIGGINS RD, ANDALUSIA, AL 36420-6426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 HEATHER DR, PANAMA CITY BEACH, FL 32413-5214

Mortgage

Document Number	0032491754
Date	Apr 22, 2022
Instrument	3249/1754

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1156 MALLET BAYOU RD, FREEPORT, FL 32439-4607
Document Number	0031232345
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	FIRST INTEGRITY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1156 MALLET BAYOU RD FREEPORT FL 324394607, FREEPORT, FL 32439-4607

Mortgage

Document Number	0031232345
Date	Nov 6, 2019
Book Page	003123/002345
Instrument	39052

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,504 (-1.85%) Land $40,000 Building $145,504	$185,504 (-1.85%) Land $40,000 Building $145,504
2024	$1,636.00 (-0.67%)
2023	$1,647.00 (+121.07%)	$189,003 (+12.75%) Land $39,474 Building $149,529	$189,003 (+12.75%) Land $39,474 Building $149,529
2022	$745.00 Homeowner's exemption	$167,630 Land $21,421 Building $146,209	$167,630 Land $21,421 Building $146,209

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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