1156 Clover Dr, Santa Rosa, CA 95401 Property Records

Sonoma County property record for 1156 Clover Dr, Santa Rosa, CA 95401

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.461 acres (20,090 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2020)
Tax Bill	$121 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-521-027-000`

Property Details

APN / Parcel Number

Primary APN	`010-521-027-000`
Alternative APN	`010-521-027`

Exterior

Lot Area	20,090 sqft (0.461 acres)

Location & Zoning

Old Parcel Number	010-521-027
Street Address	1156 CLOVER DR
City	SANTA ROSA
State	CA
Zip	95401-4512
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	CITYSR
Legal Description	81 FM 10-521-21 & PT TO 28 PM 299
Legal Subdivision	PARCEL MAP #299
Legal Block	3
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3003
Census Tract	153001

Owner

1156 Clover Dr, residential vacant land, is owned and occupied by an individual who bought it in October 2020.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1156 CLOVER DR, SANTA ROSA, CA 95401-4512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Construction Mortgage COLUMBIA BANK
Oct 28, 2020	Grant Deed, Transfer · Stand-Alone First Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Nov 9, 2016 · Amount on File
Deed Document Number	202099673
Prior Transfer Date	Nov 3, 2016
Prior Transfer Doc	0000104392
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1156 CLOVER DR, SANTA ROSA, CA 95401-4512
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1156 CLOVER DR, SANTA ROSA, CA 95401-4512

Mortgage

Document Number	0000000863
Date	Jan 7, 2026
Instrument	2026000863

Lender

Name	COLUMBIA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.3%
Index	SOFR Average 30-Day
Max Rate	12.3%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 28, 2020
Property Address	1156 CLOVER DR, SANTA ROSA, CA 95401-4512
Document Number	0000099673
Map Reference	MB 3082 PG 279
Instrument Date	Oct 20, 2020
Instrument	2020099673
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 WILLOW GLEN WAY, SAN JOSE, CA 95125-3341

Mortgage

Document Number	0000099674
Date	Oct 28, 2020
Instrument	2020099674

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1156 Clover Dr was $121 with a disabled person's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$276,020 (+2%) Land $276,020
2025	$121.00 Disabled Person's exemption Veteran's exemption	$270,608 Land $270,608
2023	$3,021.00 (+6.67%)	$260,100 Land $260,100
2022	$2,832.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1156 Clover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1156 Clover Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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