1156 Blackbead Rd, Flora, IL 62839 Property Records

Clay County property record for 1156 Blackbead Rd, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 2,104 sqft · built 2002
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,535 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-09-300-013`

Property Details

APN / Parcel Number

Primary APN	`14-09-300-013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,104 sqft Living Area
Basement Area	950 sqft
Finished Basement	950 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	304,920 sqft (7 acres)
Garage Area	280 sqft
Driveway	Concrete Driveway
Driveway Area	192 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1156 BLACKBEAD RD
City	FLORA
State	IL
Zip	62839-3810
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 9-2-6 S 7 AC SW SE SW 7 AC
Legal Range	06
Legal Township	02
Legal Section	09
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2156
Census Tract	972200

Owner

Source: Clay County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1156 BLACKBEAD RD, FLORA, IL 62839-3810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRFIELD BKNG COMPANY
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CLAY CITY BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Recording Date	Jun 2, 2026
Property Address	1156 BLACKBEAD RD, FLORA, IL 62839-3810
Document Number	0000001054
Instrument Date	May 22, 2026
Instrument	20261054
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1156 BLACKBEAD RD, FLORA, IL 62839-3810
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001054,
Date	Jun 2, 2026
Instrument	20261054

Lender

Name	FAIRFIELD BKNG COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 28, 2031

Interest

Rate	6.23%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	1156 BLACKBEAD RD, FLORA, IL 62839-3810
Transaction Type	Mortgage
Record Updated	Jan 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200622
Date	Dec 16, 2020
Instrument	200622

Lender

Name	CLAY CITY BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Feb 2, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,173 (+79.44%) Land $4,342 Building $92,831
2024	$3,535.00 (+11.41%)		$193,014 (+18.81%) Land $11,541 Building $181,473
2022	$3,173.00 (+0.99%) Homeowner's exemption	$54,153 Land $3,070 Building $51,083	$162,459 Land $9,210 Building $153,249
2021	$3,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

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