1156 Baldwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1156 Baldwin Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1966
Lot Size	0.505 acres (21,998 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2026)
Tax Bill	$1,835 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-601-016-00`

Property Details

APN / Parcel Number

Primary APN	`012-601-016-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft
Flooring	Carpet

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	21,998 sqft (0.505 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Garage Area	390 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1156 BALDWIN RD
City	LAPEER
State	MI
Zip	48446-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 7 T7N R10E STOKES SUBDIVISION #1 LOT 16.
Legal Range	10E
Legal Township	07N
Legal Section	07
Legal Subdivision	STOKES SUBDIVISION
Legal Lot Number	16
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1021
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5832 N MARSH BANK LN, CLARKSTON, MI 48346-4701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 28, 2026	Warranty Deed, Transfer · FHA Mortgage CISLO TITLE
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Jul 7, 2023 · Amount on Record
Deed Book / Page	3522 / 501
Prior Transfer Date	Jun 23, 2014
Prior Transfer Doc	2715000844
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1156 BALDWIN RD, LAPEER, MI 48446-3012
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1156 BALDWIN RD, LAPEER, MI 48446-3012

Mortgage

Document Number	0031950075
Date	Apr 20, 2021
Book Page	3195/75

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 28, 2026
Property Address	1156 BALDWIN RD, LAPEER, MI 48446-3012
Document Number	0035220501
Book / Page	3522 / 501
Instrument Date	May 21, 2026
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3522000503,
Date	May 28, 2026
Book Page	3522/503

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 7, 2023
Property Address	1156 BALDWIN RD, LAPEER, MI 48446-3012
Document Number	0033570940
Book / Page	3357 / 940
Map Reference	LB 2 PG 26
Instrument Date	Jul 6, 2023
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BELL TITLE AGENCY/FENTON, BELL TITLE AGENCY OF GENESEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,473.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1156 BALDWIN RD, LAPEER, MI 48446-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9153 CHATWELL CLUB DR, DAVISON, MI 48423-2859

Mortgage

Document Number	0003357778
Date	Jul 7, 2023
Instrument	3357/778

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,600 (-12.42%)	$145,200 (-12.42%)
2025	$1,835.00 (+2.23%) Homeowner's exemption	$82,900 (+7.24%)	$165,800 (+7.24%)
2024	$1,795.00 (+54.48%)
2023		$77,300	$154,600
2022	$1,162.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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