11554 Pepper Ln, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 11554 Pepper Ln, Apple Valley, CA 92308

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 3 ba · 1,797 sqft · built 1989
Lot Size	0.072 acres (3,120 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Mar 2022)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0399-301-17-0000`

Property Details

APN / Parcel Number

Primary APN	`0399-301-17-0000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,797 sqft Living Area
Gross Area	2,197 sqft
1st Floor Area	1,797 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	3,120 sqft (0.072 acres)
Lot Dimensions	78 ft deep x 40 ft wide
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11554 PEPPER LN
City	APPLE VALLEY
State	CA
Zip	92308-8965
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 13200 LOT 17 AND INT IN COMMON AREA
Legal Subdivision	HILLCREST PARK
Legal Tract	13200
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1007
Census Tract	9718

Owner

11554 Pepper Ln, a planned unit development, is owned and occupied by an individual who bought it in March 2022.

Source: San Bernardino County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	11554 PEPPER LN, APPLE VALLEY, CA 92308-8965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Mar 18, 2022	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Nov 6, 2019 · Amount on File
Deed Document Number	2022104120
Prior Transfer Date	Jul 6, 2021
Prior Transfer Doc	0000315585
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 3, 2026
Property Address	11554 PEPPER LN, APPLE VALLEY, CA 92308-8965
Document Number	0000139521
Instrument Date	May 4, 2026
Instrument	2026139521
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11554 PEPPER LN, APPLE VALLEY, CA 92308-8965

Mortgage

Document Number	0000139521,
Date	Jun 3, 2026
Instrument	2026139521

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Apr 1, 2052

Interest

Rate	6.46%
Max Rate	-1%

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 18, 2022
Property Address	11554 PEPPER LN, APPLE VALLEY, CA 92308-8965
Document Number	0000104120
Map Reference	MB 198 PG 23&24
Instrument Date	Feb 25, 2022
Instrument	2022-0104120
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11554 PEPPER LN, APPLE VALLEY, CA 92308-8965

Mortgage

Document Number	0000104121
Date	Mar 18, 2022
Instrument	2022-0104121

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 13, 2021
Property Address	11554 PEPPER LN, APPLE VALLEY, CA 92308-8965
Document Number	0000315585
Map Reference	MB 198 PG 23&24
Instrument Date	Jul 6, 2021
Instrument	2021-0315585
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11554 PEPPER LN, APPLE VALLEY, CA 92308-8965

Tax Assessment & Valuation

The 2025 property tax bill for 11554 Pepper Ln was $4,071 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$362,615 (+2%) Land $72,523 Building $290,092
2025	$4,071.00 Homeowner's exemption	$355,505 Land $71,101 Building $284,404
2023	$3,917.00 (+36.96%) Homeowner's exemption	$341,700 Land $68,340 Building $273,360
2022	$2,860.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11554 Pepper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11554 Pepper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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