11551 Tree Top Cir, Nevada City, CA 95959 Property Records

Nevada County property record for 11551 Tree Top Cir, Nevada City, CA 95959

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,321 sqft · built 1979
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Trust Names on File
Last Sale	$789,000 (Oct 2026)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Oct 2026 Sale Feb 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-150-019-000`

Property Details

APN / Parcel Number

Primary APN	`037-150-019-000`
Alternative APN	`37-150-19-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,321 sqft Living Area
1st Floor Area	2,321 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Traditional
Lot Area	23,522 sqft (0.54 acres)
Patio Area	2,321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	37-150-19-000
Street Address	11551 TREE TOP CIR
City	NEVADA CITY
State	CA
Zip	95959-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-1.5
Legal Description	LOT 39 UNIT 1 FOREST KNOLLS
Legal Subdivision	FOREST KNOLLS
Legal Lot Number	39
Jurisdiction	NEVADA CA
Township / Civil Division	NEVADA CITY
Census Block Group	1
Census Block	1019
Census Tract	802

Owner

11551 Tree Top Cir is owner-occupied and held in a trust since October 2026.

Source: Nevada County records, as of October 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11551 TREE TOP CIR, NEVADA CITY, CA 95959-3525
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 27, 2026	Grant Deed, Construction Loan · Construction Mortgage CV3 FINANCIAL SERVICES LLC
Apr 20, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Apr 20, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2026 · Amount on File
Deed Sale	Oct 8, 2026 · Amount on File
Prior Sale	Feb 27, 2026 · Amount on File
Deed Document Number	202616183
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 8, 2026
Property Address	11551 TREE TOP CIR, NEVADA CITY, CA 95959-3525
Document Number	0000016183
Instrument Date	Oct 1, 2026
Instrument	202616183
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$87,657.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11551 TREE TOP CIR, NEVADA CITY, CA 95959-3525

February 2026: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 27, 2026
Property Address	11551 TREE TOP CIR, NEVADA CITY, CA 95959-3525
Document Number	0000003108
Map Reference	MB 2 PG 17
Instrument Date	Feb 26, 2026
Instrument	20260003108
Transaction Type	Construction Loan
Record Updated	Mar 13, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6841 36TH AVE NE, SEATTLE, WA 98115-7429

Mortgage

Document Number	0000003109
Date	Feb 27, 2026
Instrument	20260003109

Lender

Name	CV3 FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2027

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	11551 TREE TOP CIR, NEVADA CITY, CA 95959-3525
Document Number	0000008209
Instrument Date	Apr 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	11551 TREE TOP CIR NEVADA CITY CA 959593525, NEVADA CITY, CA 95959-3525

Mortgage

Document Number	0000008209
Date	May 3, 2019
Instrument	8209

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	May 2, 2100

Interest

Rate Type	Adjustable Rate
Rate	5.56%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	11551 TREE TOP CIR, NEVADA CITY, CA 95959-3525
Document Number	0000008208
Instrument Date	Apr 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	11551 TREE TOP CIR NEVADA CITY CA 959593525, NEVADA CITY, CA 95959-3525

Mortgage

Document Number	0000008208
Date	May 3, 2019
Instrument	8208

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	May 2, 2100

Interest

Rate Type	Adjustable Rate
Rate	5.56%

Tax Assessment & Valuation

The 2025 property tax bill for 11551 Tree Top Cir was $3,217.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Nevada City Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,500 (+89.97%) Land $91,800 Building $443,700
2025	$3,217.00	$281,886 Land $45,254 Building $236,632
2023	$3,083.00 (-16.99%)	$270,943 Land $43,498 Building $227,445	$748,080
2022	$3,714.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11551 Tree Top Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11551 Tree Top Cir is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
SmarterBroadband Fixed Wireless	100 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tree Top Cir

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